3160 Alm Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3160 Alm Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,434 sqft · built 1960
Lot Size	9.18 acres (400,316 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jun 2021)
Tax Bill	$6,583 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109697`

Property Details

APN / Parcel Number

Primary APN	`109697`
Alternative APNs	`400420 359365 0000` `137792`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,434 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1960
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	400,316 sqft (9.18 acres)
Porch	Porch
Porch Area	90 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	109697
Street Address	3160 ALM RD
City	EVERSON
State	WA
Zip	98247-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	NE SW NE-EXC PTN DAF-BEG AT SW COR OF SD SUBDIV-TH N 89 DEG 26'15\ E ALG S LI THEREOF 11.35 FT-TH N 00 DEG 02'07\ E 20 FT TAP
Legal Range	04
Legal Township	40
Legal Section	20
Legal Subdivision	DAF-BEG AT SW COR OF SD SUBDIV
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2000
Census Tract	10202

Owner

Source: Whatcom County assessment roll, APN 109697, as of May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3160 ALM RD, EVERSON, WA 98247-9275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	2021-0603184
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 18, 2021
Property Address	3160 ALM RD, EVERSON, WA 98247-9275
Document Number	0000603184
Instrument Date	Jun 08, 2021
Instrument	2021-0603184
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5101 MOSQUITO LAKE RD, DEMING, WA 98244-9300
Investor	Possibly a Property Investor

Mortgage

Document Number	0000603185
Date	Jun 18, 2021
Instrument	2021-0603185

Lender

Name	NEIGHBORHOOD MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll as of May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,583.00 (+43.99%)	$711,246 (+31.62%) Land $431,391 Building $279,855	$711,246 (+31.62%) Land $431,391 Building $279,855
2022		$540,364 Land $315,904 Building $224,460	$540,364 Land $315,904 Building $224,460
2021	$4,572.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 5 condo units
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 14 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Declaration Networks Group Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Northwest Fiber.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5359850, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.