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316 Zest Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 316 Zest Ln, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,014 sqft · built 1987
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Last Sale$695,000 (Sep 2016)
Tax Bill$9,690 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN108-120-78-04

Property Details

APN / Parcel Number

Primary APN108-120-78-04
Alternative APNs
  • 181-270-84-00
  • 1812706600

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,014 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area30,492 sqft (0.7 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1812706600
Street Address902 SALEM ST
CityVISTA
StateCA
Zip92084-7406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 (EX ST&DOC93-126884) TR 010271
Legal SubdivisionVISTA 3679
Legal Tract010271
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1081
Census Tract19002

Owner

Source: San Diego County records · APN 108-120-78-04

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 SALEM ST, VISTA, CA 92084-7406
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2016 · Amount on Record
Deed SaleSep 14, 2016 · Amount on Record
Prior SaleMay 10, 1999 · Amount on Record
Deed Document Number2016483573
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address902 SALEM ST, VISTA, CA 92084-7406
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 SALEM ST, VISTA, CA 92084-7406

Mortgage

Document Number0000520208
DateSep 08, 2020
Instrument2020-0520208
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$822,728 (+67.08%) Land $375,592 Building $447,136
2025$9,690.00 (+8.1%) Homeowner's exemption$492,405 (-36.49%) Land $239,700 Building $252,705
2023$8,964.00 (+0.25%) Homeowner's exemption$775,278 Land $353,930 Building $421,348
2022$8,942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire LikelihoodAbout 1 in 141 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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