316 Wind Flower Way, Oceanside, CA 92057 Property Records

San Diego County property record for 316 Wind Flower Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,090 sqft · built 1988
Lot Size	0.73 acres (3,177 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2009)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-386-17-00`

Property Details

APN / Parcel Number

Primary APN	`158-386-17-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,090 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	3,177 sqft (0.73 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	316 WIND FLOWER WAY
City	OCEANSIDE
State	CA
Zip	92057-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 010555
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010555
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage POINT DIGITAL FINANCE INC
Mar 28, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2009 · Amount on Record
Deed Sale	Dec 8, 2009 · Amount on Record
Prior Sale	Aug 6, 2008 · Amount on Record
Deed Document Number	2009677503
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0000677502
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634

Mortgage

Document Number	0000348624
Date	Dec 10, 2025
Instrument	2025-0348624

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2055

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110222
Date	Mar 28, 2019
Instrument	2019-0110222

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634

Mortgage

Document Number	0000373260
Date	May 14, 2021
Instrument	2021-0373260

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 WIND FLOWER WAY, OCEANSIDE, CA 92057-6634
Document Number	0000615568
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WIND FLOWER WAY OCEANSIDE CA 920576634, OCEANSIDE, CA 92057-6634

Mortgage

Document Number	0000615568
Date	Dec 31, 2019
Instrument	615568

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,643 (+2%) Land $122,599 Building $167,044
2025	$3,225.00 (+5.19%)	$283,965 (+4.04%) Land $120,196 Building $163,769
2023	$3,066.00 (+1.52%)	$272,940 Land $115,530 Building $157,410
2022	$3,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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