316 Walnut Forest Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 316 Walnut Forest Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,833 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jun 2020)
Tax Bill	$5,406 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972002214`

Property Details

APN / Parcel Number

Primary APN	`A972002214`
Alternative APN	`2-0048-7688-00-0008.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,833 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	2,029 sqft
Basement Area	2,011 sqft
Finished Basement	804 sqft
Unfinished Basement	1,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	130,680 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	71 sqft

Location & Zoning

Account Number	A972002214
Street Address	316 WALNUT FOREST DR
City	O FALLON
State	MO
Zip	63366-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT FOREST LOT 8
Legal Subdivision	WALNUT FOREST
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3078
Census Tract	312095

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 WALNUT FOREST DR, O FALLON, MO 63366-4126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Warranty Deed, Transfer · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND
Jul 25, 2019	Trustee's Deed, Construction Loan · Line of Credit STIFEL BK&TR
Apr 7, 2017	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2020421500
Deed Book / Page	7325 / 1047
Prior Transfer Date	Mar 8, 2017
Prior Transfer Doc	0067092049
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 19, 2020
Property Address	316 WALNUT FOREST DR, O FALLON, MO 63366-4126
Document Number	0073251047
Book / Page	7325 / 1047
Map Reference	MB 34 PG 35
Instrument Date	Jun 17, 2020
Instrument	20200619000421500
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WALNUT FOREST DR, O FALLON, MO 63366-4126

Mortgage

Document Number	20200619000421510
Date	Jun 19, 2020
Instrument	20200619000421510

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 25, 2019
Property Address	316 WALNUT FOREST DR, O FALLON, MO 63366-4126
Document Number	0071111693
Book / Page	007111 / 001693
Instrument Date	Jul 22, 2019
Instrument	383600
Transaction Type	Construction Loan
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 WALNUT FOREST DR O FALLON MO 633664126, O FALLON, MO 63366-4126

Mortgage

Document Number	71111693
Date	Jul 25, 2019
Book Page	007111/001693
Instrument	383600

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2020

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	316 WALNUT FOREST DR, O FALLON, MO 63366-4126
Document Number	0067280118
Book / Page	006728 / 000118
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 WALNUT FOREST DR O FALLON MO 633664126, O FALLON, MO 63366-4126

Mortgage

Document Number	0067280118
Date	Apr 14, 2017
Book Page	006728/000118
Instrument	224880

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Josephville Village
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,929 (-)	$494,362 (-) Land $112,500 Building $381,862
2025	$5,406.00 (+6.52%)	$93,929 (+9.58%)	$494,362 (+9.58%) Land $112,500 Building $381,862
2024	$5,075.00
2023		$85,719
2022			$451,157 Land $112,500 Building $338,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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