316 W Main St, Benson, NC 27504 Property Records

Johnston County property record for 316 W Main St, Benson, NC 27504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,937 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Oct 2019)
Tax Bill$3,287 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2000246980

Property Details

APN / Parcel Number

Primary APN2000246980
Alternative APNs
  • 2000222902
  • 01020009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,937 sqft Living Area
Gross Area2,573 sqft
1st Floor Area1,297 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions137 ft deep x 65 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area204 sqft
Deck Area432 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2000246980
Street Address316 W MAIN ST
CityBENSON
StateNC
Zip27504-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT 4 BLK 34 3/163 M20L9
Legal Block34
Legal Lot Number4
JurisdictionJOHNSTON NC
Township / Civil DivisionBANNER
Census Block Group1
Census Block1029
Census Tract41402

Owner

316 W Main St is owned and occupied by an individual who bought it in October 2019.

Source: Johnston County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address316 W MAIN ST, BENSON, NC 27504-1348
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Oct 3, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU
Dec 15, 2017Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2019 · Amount on File
Deed SaleOct 3, 2019 · Amount on File
Prior SaleDec 15, 2017 · Amount on File
Deed Document Number2019630345
Deed Book / Page5439 / 728
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateFeb 4, 2022
Property Address316 W MAIN ST, BENSON, NC 27504-1348
Document Number0000794796
Book / Page6178 / 539
Instrument DateJan 26, 2022
Instrument2022794796
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7115 HWY 3015, FOUR OAKS, NC 27524

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 W MAIN ST, BENSON, NC 27504-1348

Mortgage

Document Number0000794797
DateFeb 4, 2022
Instrument2022794797
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateOct 3, 2019
Property Address316 W MAIN ST, BENSON, NC 27504-1348
Document Number0000630345
Book / Page5439 / 0728
Instrument DateOct 1, 2019
Instrument2019630345
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 W MAIN ST, BENSON, NC 27504-1348
InvestorPossibly a Property Investor

Mortgage

Document Number0000630346
DateOct 3, 2019
Instrument2019630346
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateDec 15, 2017
Property Address316 W MAIN ST, BENSON, NC 27504-1348
Document Number0000554754
Book / Page5074 / 0636
Instrument DateDec 15, 2017
Instrument2017554754
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$364.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 DURA BILT LN, 620, COATS, NC 27521-8171

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 W MAIN ST, BENSON, NC 27504-1348

Mortgage

Document Number0000554755
DateDec 15, 2017
Book Page5074/0639
Instrument2017554755
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change6%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

The 2026 property tax bill for 316 W Main St was $3,287, down 0.9% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBenson Town
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,287.00 (-0.9%)$293,550 (-) Land $46,750 Building $246,800$293,550 (-) Land $46,750 Building $246,800
2025$3,317.00$293,550 Land $46,750 Building $246,800$293,550 Land $46,750 Building $246,800
2023$2,349.00$183,560 Land $28,430 Building $155,130$183,560 Land $28,430 Building $155,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BENSON
serves 4,802 people · EPA ID NC0351025
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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