316 W Emerald St, Willard, OH 44890 Property Records

Huron County property record for 316 W Emerald St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$123,900 (Apr 2023)
Tax Bill	$987 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-0260-04-074-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-04-074-0000`
Alternative APN	`487111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	602 sqft
Basement Area	452 sqft
Unfinished Basement	452 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	181 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	487111
Street Address	316 W EMERALD ST
City	WILLARD
State	OH
Zip	44890-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 586 EMERALD ST
Legal Subdivision	CITY/WILLARD
Legal Lot Number	586
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	2
Census Block	2026
Census Tract	916200

Owner

316 W Emerald St is owned and occupied by an individual who bought it in April 2023.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	316 W EMERALD ST, WILLARD, OH 44890-1233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20231557
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000001939
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Apr 10, 2023
Property Address	316 W EMERALD ST, WILLARD, OH 44890-1233
Document Number	0000001557
Instrument Date	Mar 30, 2023
Instrument	202304100001557
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	0000001558
Date	Apr 10, 2023
Instrument	202304100001558

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 316 W Emerald St was $987 with a homeowner's exemption, down 5.6% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (-5.55%)	$30,250 (-) Land $4,810 Building $25,440	$86,440 (-) Land $13,750 Building $72,690
2024	$1,045.00 (+11.65%)	$30,250 (+21.29%) Land $4,810 Building $25,440	$86,440 Land $13,750 Building $72,690
2023	$936.00 (+51.95%)	$24,940 (-) Land $3,500 Building $21,440
2022	$616.00	$24,940 Land $3,500 Building $21,440
2021			$71,270 Land $10,000 Building $61,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 W Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 316 W Emerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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