Oswego County and Oswego City property record for 316 W 5th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,392 sqft · built 1917 |
| Lot Size | 0.148 acres (6,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,500 (Jul 2021) |
| Tax Bill | $3,280 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.23-07-10 |
| Primary APN | 351200 146.23-07-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| 2nd Floor Area | 1,196 sqft |
| Basement Area | 598 sqft |
| Finished Basement | 598 sqft |
| Game Room | Game Room |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,488 sqft (0.148 acres) |
| Lot Dimensions | 86.5 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0127 M |
|---|---|
| Street Address | 316 W 5TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 7 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 21603 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 W 5TH ST, OSWEGO, NY 13126-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 20217806 |
| Prior Transfer Date | Nov 7, 2012 |
| Prior Transfer Doc | 2012012270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 8, 2021 |
| Property Address | 316 W 5TH ST, OSWEGO, NY 13126-3922 |
| Document Number | 0000007806 |
| Instrument Date | Jun 27, 2021 |
| Instrument | R-2021-007806 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 COLONY CIR, 5, CAMILLUS, NY 13031-1507 |
| Name | Verified Name |
|---|---|
| Address | 336 W 5TH ST, OSWEGO, NY 13126-3924 |
| Document Number | 0000007807 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | R-2021-007807 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,280.00 (-1.15%) | ||
| 2025 | $3,318.00 | $177,000 (+89.91%) Land $19,900 Building $157,100 | $177,000 (+57.63%) Land $19,900 Building $157,100 |
| 2023 | $93,200 Land $13,500 Building $79,700 | $112,289 Land $16,265 Building $96,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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