316 W 3rd St, Ada, OK 74820 Property Records

Pontotoc County property record for 316 W 3rd St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,180 sqft · built 1970
Lot Size0.342 acres (14,933 sqft)
OwnerIndividual Name on Record
Last Sale$46,127 (Apr 2021)
Tax Bill$1,039 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14233

Property Details

APN / Parcel Number

Primary APN14233
Alternative APN
  • 0220-00-000-005-0-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area14,933 sqft (0.342 acres)
Lot Dimensions199 ft deep x 75 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Patio Area65 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number14233
Street Address316 W 3RD ST
CityADA
StateOK
Zip74820-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 & E/2 LOT 6 MORAN ADDITION
Legal SubdivisionMORAN -ADA SD- SW 28-4-6
Legal Lot Number5,6
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group2
Census Block2019
Census Tract89100

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address316 W 3RD ST, ADA, OK 74820-2032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage
RAM JACK MANUFACTURING LLC
Apr 5, 2021Deed of Trust, Mortgage
RAM JACK MANUFACTURING LLC
Oct 2, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2021 · Amount on Record
Deed SaleApr 5, 2021 · Amount on Record
Prior SaleApr 20, 2016 · Amount on Record
Deed Document Number20211978
Deed Book / Page3490 / 257
Prior Transfer DateNov 3, 1997
Prior Transfer Doc1498000522
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address316 W 3RD ST, ADA, OK 74820-2032
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003490/257
DateApr 5, 2021
Book Page3490/257
Instrument2021-001978
Lender
NameRAM JACK MANUFACTURING LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address316 W 3RD ST, ADA, OK 74820-2032
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3490/260
DateApr 5, 2021
Book Page3490/260
Instrument2021-001979
Lender
NameRAM JACK MANUFACTURING LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Interest
Rate4%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateOct 2, 2020
Property Address316 W 3RD ST, ADA, OK 74820-2032
Document Number0003438/48
Book / Page3438 / 48
Instrument DateOct 2, 2020
Instrument2020-005432
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 W 3RD ST, ADA, OK 74820-2032
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,744 (-2.36%) Land $1,140 Building $8,604$81,197 (-2.37%) Land $9,500 Building $71,697
2025$1,039.00 (+1.27%)$9,980 (+1.07%) Land $1,140 Building $8,840$83,167 (-3.39%) Land $9,500 Building $73,667
2024$1,026.00 (+5.77%)$9,874 (+5%) Land $1,140 Building $8,734$86,089 (+8.73%) Land $9,500 Building $76,589
2023$970.00$9,404 Land $1,140 Building $8,264$79,174 Land $9,500 Building $69,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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