316 W 3rd Ave, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 316 W 3rd Ave, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,422 sqft · built 1930
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2020)
Tax Bill	$12,870 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-04803-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-04803-0000-00014`
Alternative APNs	`140480300014` `277`

Interior

Stories	2 Stories
Building Area	1,422 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	277
Street Address	316 W 3RD AVE
City	ROSELLE
State	NJ
Zip	07203-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 330833. REHAB.
Legal Subdivision	BOROUGH/ROSELLE
Legal Block	4803
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3006
Census Tract	34000

Owner

316 W 3rd Ave is owned and occupied by an individual who bought it in December 2020.

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	316 W 3RD AVE, ROSELLE, NJ 07203-1134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Dec 6, 2017	Grant Deed, Transfer · FHA Mortgage IFREEDOM DIRECT
Apr 11, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	2020330833
Deed Book / Page	6392 / 76
Prior Transfer Date	Jan 26, 2014
Prior Transfer Doc	0061130338
Record Updated	Oct 29, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Dec 4, 2020
Property Address	316 W 3RD AVE, ROSELLE, NJ 07203-1134
Document Number	0063920076
Book / Page	6392 / 76
Instrument Date	Oct 19, 2020
Instrument	330833
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 LAFAYETTE ST # ST1ST, 213, ROSELLE, NJ 07203-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W 3RD AVE, ROSELLE, NJ 07203-1134

Mortgage

Document Number	705144
Date	Dec 4, 2020
Instrument	705144

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 6, 2017
Property Address	316 W 3RD AVE, ROSELLE, NJ 07203-1134
Document Number	0062320359
Book / Page	006232 / 000359
Instrument Date	Nov 28, 2017
Instrument	294308
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	COUNSELORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W 3RD AVE ROSELLE NJ 072031134, ROSELLE, NJ 07203-1134

Mortgage

Document Number	143740700
Date	Dec 6, 2017
Book Page	014374/000700
Instrument	650266

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 11, 2017
Property Address	316 W 3RD AVE, ROSELLE, NJ 07203-1134
Document Number	0061820603
Book / Page	006182 / 000603
Instrument Date	Mar 23, 2017
Instrument	285316
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W 3RD AVE ROSELLE NJ 072031134, ROSELLE, NJ 07203-1134

Tax Assessment & Valuation

The 2025 property tax bill for 316 W 3rd Ave was $12,870, up 5.2% from the year before.

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,700 (-) Land $59,700 Building $81,000	$140,700 (-) Land $59,700 Building $81,000
2025	$12,870.00 (+5.21%)	$140,700 Land $59,700 Building $81,000	$140,700 Land $59,700 Building $81,000
2024	$12,233.00
2023		$140,700 Land $59,700 Building $81,000	$140,700 Land $59,700 Building $81,000
2022	$12,010.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 316 W 3rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	82 (1982–2025)
Claims Outside the SFHA	3 of 82
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Flooding, Mar 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 W 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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