316 W 1430 S, Payson, UT 84651 Property Records

Utah County property record for 316 W 1430 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,782 sqft · built 2000
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,900 (Mar 2020)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-139-0003`

Property Details

APN / Parcel Number

Primary APN	`37-139-0003`
Alternative APN	`139907`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,782 sqft Living Area
Gross Area	4,646 sqft
1st Floor Area	918 sqft
Basement Area	904 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	554 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	139907
Street Address	316 W 1430 S
City	PAYSON
State	UT
Zip	84651-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT B, DRY CREEK PRD. AREA 0.225 AC.
Legal Subdivision	DRY CREEK PRD
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4008
Census Tract	10410

Owner

Source: Utah County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 W 1430 S, PAYSON, UT 84651-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UTAH COMMUNITY FEDERAL CREDIT UNION
Mar 5, 2020	Deed of Trust, Mortgage UTAH CMNTY FCU
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Mar 15, 2017	Quit Claim Deed, Mortgage UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	202030482
Prior Transfer Date	Dec 12, 2000
Prior Transfer Doc	0000098836
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jul 22, 2026
Property Address	316 W 1430 S, PAYSON, UT 84651-8623
Document Number	0000061082
Instrument Date	Jul 17, 2026
Instrument	202661082
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1096 S 350 E, PAYSON, UT 84651-3220

Mortgage

Document Number	0000061082,
Date	Jul 22, 2026
Instrument	202661082

Lender

Name	UTAH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	316 W 1430 S, PAYSON, UT 84651-8623
Document Number	0000030604
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	THE TITLE INSURANCE AGENCY, THE TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 W 1430 S PAYSON UT 846518623, PAYSON, UT 84651-8623

Mortgage

Document Number	0000030604
Date	Mar 10, 2020
Instrument	30604

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	316 W 1430 S, PAYSON, UT 84651-8623
Document Number	0000036505
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 W 1430 S PAYSON UT 846518623, PAYSON, UT 84651-8623

Mortgage

Document Number	0000036505
Date	Apr 20, 2018
Instrument	36505

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2033

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 15, 2017
Property Address	316 W 1430 S, PAYSON, UT 84651-8623
Document Number	0000025146
Instrument Date	Mar 10, 2017
Instrument	25146
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 W 1430 S PAYSON UT 846518623, PAYSON, UT 84651-8623

Mortgage

Document Number	25147
Date	Mar 15, 2017
Instrument	25147

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,850 (-0.36%)	$607,000 (-0.36%) Land $183,600 Building $423,400
2025	$3,332.00 (+6.93%)	$335,060 (+4.91%)	$609,200 (+4.91%) Land $174,900 Building $434,300
2024	$3,116.00 (-0.42%)
2023	$3,129.00 (+3.99%)	$319,385	$580,700 Land $150,700 Building $430,000
2022	$3,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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