Surry County property record for 316 Union Cross Rd, Dobson, NC 27017
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1996 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,500 (Sep 2007) |
| Tax Bill | $703 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4985-00-83-9892 |
| Primary APN | 4985-00-83-9892 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,576 sqft |
| Unfinished Basement | 1,576 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Width | 527 ft Width |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100054467 |
|---|---|
| Street Address | 316 UNION CROSS RD |
| City | DOBSON |
| State | NC |
| Zip | 27017-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Subdivision | ZEPHYR - UNION CROSS |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 931002 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 UNION CROSS RD, DOBSON, NC 27017-8217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2007 · Amount on Record |
| Deed Sale | Sep 7, 2007 · Amount on Record |
| Prior Sale | Aug 1, 1998 |
| Deed Document Number | 20074506660003 |
| Deed Book / Page | 1208 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 316 UNION CROSS RD, DOBSON, NC 27017-8217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1752/721 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 1752/721 |
| Instrument | 682020 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703.00 (+0.57%) | $183,100 (-14.33%) Land $14,370 Building $168,730 | $183,100 (-14.33%) Land $14,370 Building $168,730 |
| 2025 | $699.00 (+31.89%) | $213,730 (+16.73%) Land $14,370 Building $199,360 | $213,730 (+16.73%) Land $14,370 Building $199,360 |
| 2023 | $530.00 | $183,100 Land $14,370 Building $168,730 | $183,100 Land $14,370 Building $168,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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