316 Torreys Dr, Severance (Windsor), CO 80550 Property Records

Weld County property record for 316 Torreys Dr, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,854 sqft · built 2018
Lot Size	0.198 acres (8,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,450 (Jun 2018)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8070-23-0-90-14`

Property Details

APN / Parcel Number

Primary APN	`8070-23-0-90-14`
Alternative APNs	`0807-02-3-09-014` `R8949511`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	3,030 sqft
Basement Area	498 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,609 sqft (0.198 acres)
Garage Type	Attached
Garage Area	678 sqft
Porch	Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8949511
Street Address	316 TORREYS DR
City	SEVERANCE
State	CO
Zip	80550-4872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 9 OVERLOOK FG #1
Legal Subdivision	OVERLOOK FG # 1
Legal Block	9
Legal Lot Number	14
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2066
Census Tract	2208

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 TORREYS DR, SEVERANCE, CO 80550-4872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit ENT CU
Jan 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Jun 7, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI CENTURY LNDG
May 25, 2018	Grant Deed, Subdivision Related Transfer F&M BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	20184405536
Last Transfer Date	Dec 14, 2021
Transfer Doc	0004795489
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	316 TORREYS DR, SEVERANCE, CO 80550-4872
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004952658
Date	Apr 3, 2024
Instrument	4952658

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Jan 20, 2022
Property Address	316 TORREYS DR, SEVERANCE, CO 80550-4872
Document Number	0004795489
Instrument Date	Dec 14, 2021
Instrument	4795489
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 TORREYS DR, SEVERANCE, CO 80550-4872

Mortgage

Document Number	0004795490
Date	Jan 20, 2022
Instrument	4795490

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Dec 1, 2052

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jun 7, 2018
Property Address	316 TORREYS DR, SEVERANCE, CO 80550-4872
Document Number	0004405536
Instrument Date	Jun 6, 2018
Instrument	4405536
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.24
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 TORREYS DR SEVERANCE CO 805504872, SEVERANCE, CO 80550-4872

Mortgage

Document Number	4405537
Date	Jun 7, 2018
Instrument	4405537

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	May 25, 2018
Property Address	316 TORREYS DR, SEVERANCE, CO 80550-4872
Document Number	0004402012
Instrument Date	May 24, 2018
Instrument	4402012
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 EL DIENTE AVE SEVERANCE CO 805504875, SEVERANCE, CO 80550-4875

Mortgage

Document Number	4402013
Date	May 25, 2018
Instrument	4402013

Lender

Name	F&M BK
Type	Bank
Address	EDMOND, OK 73012

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,030 (-2.1%) Land $6,240 Building $20,790	$441,635 (-) Land $102,000 Building $339,635
2025	$4,873.00 (+0.66%)	$27,610 (-14.12%) Land $6,380 Building $21,230	$441,635 (-7.09%) Land $102,000 Building $339,635
2024	$4,841.00 (-10.29%)
2023	$5,396.00	$32,150 Land $7,100 Building $25,050	$475,328 Land $105,000 Building $370,328

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Visionary Broadband, Vistabeam.

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