316 Third St, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 316 Third St, Fredericksburg, VA 22408

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,210 sqft · built 2022
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Jul 2020)
Tax Bill	$2,350 (2026)
Deeds & Mortgages	Jan 2023 Refinance Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25A-1-C-44`

Property Details

APN / Parcel Number

Primary APN	`25A-1-C-44`
Alternative APN	`025A 1 C 44`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,210 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 THIRD ST
City	FREDERICKSBURG
State	VA
Zip	22408-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - RESID
Legal Description	SYLVANIA HEIGHTS LOT 44 BLOCK C
Legal Subdivision	SYLVANIA HEIGHTS
Legal Block	C
Legal Lot Number	44
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LEE HILL
Census Block Group	2
Census Block	2010
Census Tract	20201

Owner

316 Third St is owned by a company that bought it in July 2020.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 41993, FREDERICKSBURG, VA 22404-1993
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA PARTNERS BANK
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA PTRS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Deed Document Number	202013646
Prior Transfer Date	Jan 2, 2020
Prior Transfer Doc	0000001264
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	316 THIRD ST, FREDERICKSBURG, VA 22408-2344
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230001179
Date	Jan 27, 2023
Instrument	230001179

Lender

Name	VIRGINIA PARTNERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	60 Months
Due	Jan 26, 2028

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 2, 2020
Property Address	316 THIRD ST, FREDERICKSBURG, VA 22408-2344
Document Number	202000013646
Instrument Date	Jun 30, 2020
Instrument	13646
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 41993 FREDERICKSBURG VA 224041993, FREDERICKSBURG, VA 22404-1993

Mortgage

Document Number	202000013647
Date	Jul 2, 2020
Instrument	13647

Lender

Name	VIRGINIA PTRS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 316 Third St was $2,350.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,350.00	$318,800 Land $150,000 Building $168,800
2025			$318,800 Land $150,000 Building $168,800
2023	$1,755.00	$227,500 Land $95,000 Building $132,500	$227,500 Land $95,000 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Third St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 Third St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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