Nelson County property record for 316 Susannah Ave, Bardstown, KY 40004
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 2002 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $591 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54S20-12-019 |
| Primary APN | 54S20-12-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 85240 |
|---|---|
| Street Address | 316 SUSANNAH AVE |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-7785 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | COTTAGE GROVE LT 293 PC6-149 |
| Legal Subdivision | COTTAGE GROVE |
| Legal Lot Number | 293 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 930304 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 215, BARDSTOWN, KY 40004-0215 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 316 SUSANNAH AVE, BARDSTOWN, KY 40004-7785 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1384/653 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | M1384/653 |
| Instrument | 2022006780 |
| Name | TOWN & COUNTRY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 2, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bardstown City |
| County | Nelson County |
| Unified School District | Bardstown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $591.00 (-1.99%) | $168,000 (-) Land $30,000 Building $138,000 | $168,000 (-) Land $30,000 Building $138,000 |
| 2023 | $603.00 | $168,000 | $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Bardstown Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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