Bannock County property record for 316 Stephen St, Inkom, ID 83245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,628 sqft · built 1973 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,500 (May 2024) |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | RISK2010100 |
| Primary APN | RISK2010100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,628 sqft Finished Area |
| 1st Floor Area | 2,156 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 528 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,670 sqft (0.222 acres) |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 316 STEPHEN ST |
|---|---|
| City | INKOM |
| State | ID |
| Zip | 83245-7717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S21-T7S-R36ELOT 12S2 LOT 13 BLOCK 5 SKYLINE 2ND ADDN |
| Legal Range | 36E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | SKYLINE 2ND ADDN |
| Legal Block | 5 |
| Legal Lot Number | 12-13 |
| Jurisdiction | BANNOCK ID |
| Township / Civil Division | INKOM |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 200 |
Source: Bannock County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 8, 2024 | Intrafamily Transfer, Transfer · Line of Credit CITIZENS COMMUNITY BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage RAILS WEST FCU |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Jan 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Jan 5, 2021 · Amount on Record |
| Deed Document Number | 20244592 |
| Prior Transfer Date | May 3, 2024 |
| Prior Transfer Doc | 0000004592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | May 8, 2024 |
| Property Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Document Number | 0022404593 |
| Instrument Date | May 3, 2024 |
| Instrument | 22404593 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | AMERITITLE-POCATELLO, AMERITITLE POCATELLO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Document Number | 0022404594 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 22404594 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0021802361 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 21802361 |
| Name | RAILS WEST FCU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83204 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Feb 25, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Title Company | AMERITITLE-POCATELLO, AMERITITLE POCATELLO |
| Name | Verified Name |
|---|
| Document Number | 0021916460 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 21916460 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | POCATELLO, ID 83204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Jan 5, 2021 |
| Property Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Document Number | 0022100235 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 22100235 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 STEPHEN ST, INKOM, ID 83245-7717 |
| Document Number | 0022100236 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 22100236 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Bannock County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bannock County |
| Municipality | Inkom City |
| Unified School District | Marsh Valley Joint School District 21 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,058.00 (-15.97%) Homeowner's exemption | $224,048 (+8.8%) Land $43,516 Building $180,532 | $224,048 (+8.8%) Land $43,516 Building $180,532 |
| 2023 | $1,259.00 Homeowner's exemption | $205,925 Land $27,754 Building $178,171 | $205,925 Land $27,754 Building $178,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (1983–2009) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 41% of Idaho |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF INKOM serves 792 people · EPA ID ID6030025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Fybercom Fixed Wireless | 120 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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