316 Stanford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 316 Stanford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1927
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2025)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-005-112-021`

Property Details

APN / Parcel Number

Primary APN	`06-25-005-112-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	676 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	72 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	316 STANFORD AVE
City	ELYRIA
State	OH
Zip	44035-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E HTS SUB 8D SL 1498-9 FRNT 0045.00 DPTH 0125.00
Legal Subdivision	E HTS SUB 8D SL 1498-9 FRNT
Legal Tract	25
Legal Block	112
Legal Lot Number	14989
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2012
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 STANFORD AVE, ELYRIA, OH 44035-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Deed Document Number	2025-0043722
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	316 STANFORD AVE, ELYRIA, OH 44035-6616
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 STANFORD AVE, ELYRIA, OH 44035-6616

Mortgage

Document Number	20210846257
Date	Oct 27, 2021
Instrument	2021-0846257

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	316 STANFORD AVE, ELYRIA, OH 44035-6616
Document Number	0000677163
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 STANFORD AVE ELYRIA OH 440356616, ELYRIA, OH 44035-6616

Mortgage

Document Number	0000677163
Date	Jun 22, 2018
Instrument	677163

Lender

Name	PNC BK
Type	Bank
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (-7.37%)	$51,770 (+36.08%) Land $6,750 Building $45,020	$147,920 (+36.08%) Land $19,280 Building $128,640
2023	$1,573.00 (-1.07%)	$38,045 (-0.01%) Land $6,909 Building $31,136	$108,700 (-) Land $19,740 Building $88,960
2022	$1,590.00	$38,050 Land $6,910 Building $31,140
2021			$108,700 Land $19,740 Building $88,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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