316 SE 3rd St, Fort Meade, FL 33841 Property Records

Polk County property record for 316 SE 3rd St, Fort Meade, FL 33841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1958
Lot Size	0.283 acres (12,314 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2021)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-31-34-473500-001032`

Property Details

APN / Parcel Number

Primary APN	`25-31-34-473500-001032`
Alternative APNs	`343125473500001032` `43125000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2002
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,314 sqft (0.283 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	384 sqft
Porch	Unfinished Open Porch
Porch Area	108 sqft

Location & Zoning

Street Address	316 SE 3RD ST
City	FORT MEADE
State	FL
Zip	33841-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WHITE CENTER OR TODDS SUB PB 17 PG 2 BLK 1 LOTS 9 & 10 LESS W 35 FT THEREOF & N 35 FT OF E 85 FT OF LOT 11
Legal Range	25E
Legal Township	31S
Legal Section	34
Legal Subdivision	WHITE CENTER OR TODDS SUBDIVISION
Legal Tract	473500
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1038
Census Tract	16002

Owner

316 SE 3rd St is owned and occupied by an individual who bought it in November 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 8, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 8, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Jul 1, 2016 · Amount on File
Deed Document Number	2021290548
Deed Book / Page	11971 / 938
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	0000037427
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633

Mortgage

Document Number	0000207714
Date	Sep 5, 2023
Book Page	12824/1325
Instrument	2023207714

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 8, 2021
Property Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633
Document Number	0000290548
Book / Page	11971 / 938
Map Reference	MB 17 PG 2
Instrument Date	Nov 5, 2021
Instrument	2021290548
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 SE 3RD ST, 316, FORT MEADE, FL 33841-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 LINDSAY ANNE CT, PLANT CITY, FL 33563-8538

Mortgage

Document Number	0011971939
Date	Nov 8, 2021
Instrument	11971/939

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 8, 2021
Property Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633
Document Number	0000290547
Book / Page	11971 / 936
Map Reference	MB 17 PG 2
Instrument Date	Oct 28, 2021
Instrument	2021290547
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 N ORANGE AVE, 200, FORT MEADE, FL 33841-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 22, 2019
Property Address	316 SE 3RD ST, FORT MEADE, FL 33841-3633
Document Number	0108161021
Book / Page	010816 / 001021
Instrument Date	Apr 20, 2019
Instrument	80900
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 SE 3RD ST FORT MEADE FL 338413633, FORT MEADE, FL 33841-3633

Tax Assessment & Valuation

The 2025 property tax bill for 316 SE 3rd St was $1,852 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Fort Meade City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,870 (+2.7%)	$138,591 (+3.24%) Land $15,887 Building $122,704
2025	$1,852.00 Homeowner's exemption	$134,245 Land $15,887 Building $118,358	$134,245 Land $15,887 Building $118,358
2023	$2,229.00 (-28.49%) Homeowner's exemption	$140,617 (+0.34%) Land $15,387 Building $125,230	$140,617 (+0.34%) Land $15,387 Building $125,230
2022	$3,117.00	$140,147 Land $12,610 Building $127,537	$140,147 Land $12,610 Building $127,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 SE 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 SE 3rd St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT MEADE serves 5,455 people · EPA ID FL6530320
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum, Verizon.

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