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316 Schust Rd, Saginaw, MI 48604 Property Records

Saginaw County property record for 316 Schust Rd, Saginaw, MI 48604 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1930
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Jul 2023)
Tax Bill$1,944 (2025)
Deeds & MortgagesJul 2023 Sale
Flood ZoneZone AE (high risk)
APN02-12-5-06-0290-700

Property Details

APN / Parcel Number

Primary APN02-12-5-06-0290-700
Alternative APN
  • 02125060290A00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address316 SCHUST RD
CitySAGINAW
StateMI
Zip48604-1420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 90 FT OF LOTS 4&5 AND W 90 FT OF S 1/2 OF LOT 3 BLK 88 CITY OF ZILWAUKEE SEC 6 T12N R5E
Legal Range05E
Legal Township12N
Legal Section06
Legal SubdivisionCITY OF ZILWAUKEE
Legal Block88
Legal Lot Number3
Legal Unit3
JurisdictionSAGINAW MI
Township / Civil DivisionZILWAUKEE
Census Block Group1
Census Block1041
Census Tract10800

Owner

Source: Saginaw County records · APN 02-12-5-06-0290-700

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address316 SCHUST RD, SAGINAW, MI 48604-1420
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Prior SaleSep 06, 2007
Deed Document Number202316173
Last Transfer DateSep 05, 2025
Transfer Doc0000021395
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 13, 2023
Property Address316 SCHUST RD, SAGINAW, MI 48604-1420
Document Number0000016173
Instrument DateJun 16, 2023
Instrument2023016173
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

AmountAmount Recorded
Tax$487.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4590 SHERMAN RD, SAGINAW, MI 48604-1550

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 SCHUST RD, SAGINAW, MI 48604-1420

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
MunicipalityZilwaukee City
Unified School DistrictSaginaw City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$55,400 (+18.12%)$110,800 (+18.12%)
2025$1,944.00 (-17.45%) Homeowner's exemption$46,900 (+14.67%)$93,800 (+14.67%)
2023$40,900 (+15.21%)$81,800 (+15.21%)
2022$2,355.00 (+6.61%) Homeowner's exemption Additional exemption filed$35,500$71,000
2021$2,209.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims14 (1986–2022)
Claims Outside the SFHA4 of 14
Most Recent ClaimSep 2022, rainfall accumulation
Claims By Storm
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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