316 School Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 316 School Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2020
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013987-4`

Property Details

APN / Parcel Number

Primary APN	`013987-4`
Alternative APNs	`100-06-02-26-0000-00` `1000032951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	124,582 sqft (2.86 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	013987-4
Street Address	316 SCHOOL RD
City	WILMINGTON
State	OH
Zip	45177-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	MS 2386 2020 SPLITS/REM TO BE 2.860AC 21DUP
Legal Subdivision	VIRGINIA MILITARY SURVEY NO 2386
Legal Block	18
Legal Lot Number	2386
Jurisdiction	CLINTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	965100

Owner

316 School Rd is owned and occupied by two individuals who acquired it in December 2020.

Source: Clinton County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Survivorship Deed, Transfer · Commercial Mortgage THE WILMINGTON SAVINGS BANK
Dec 23, 2020	Survivorship Deed, Transfer · FHA Mortgage 1ST BANCORP MORTGAGE
Feb 25, 2020	Intrafamily Transfer, Transfer
Feb 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020
Deed Sale	Dec 23, 2020
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	20206686
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	0000000962
Record Updated	Sep 20, 2026

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	Jan 28, 2022
Property Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913
Document Number	202200000549
Instrument Date	Jan 26, 2022
Instrument	2022-00000549
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913

Mortgage

Date	Jan 28, 2022

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	Dec 23, 2020
Property Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913
Document Number	202000006686
Instrument Date	Nov 25, 2020
Instrument	2020-00006686
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913

Mortgage

Date	Dec 23, 2020

Lender

Name	1ST BANCORP MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON OH
Recording Date	Feb 25, 2020
Property Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913
Document Number	202000000962
Instrument Date	Jan 27, 2020
Instrument	2020-00000962
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILL ST, MARTINSVILLE, OH 45146-8022
Investor	Possibly a Property Investor

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Feb 21, 2019
Property Address	316 SCHOOL RD, WILMINGTON, OH 45177-8913
Document Number	01012/0549
Book / Page	1012 / 0549
Instrument Date	Feb 7, 2019
Instrument	2019-00000641
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 316 School Rd was $2,544 with a homeowner's exemption, down 12.5% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Green Township
Unified School District	Wilmington City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (-12.49%) Homeowner's exemption	$84,530 (-) Land $15,720 Building $68,810	$241,500 (-) Land $44,900 Building $196,600
2024	$2,907.00 (+2.29%) Homeowner's exemption	$84,530 (-) Land $15,720 Building $68,810	$241,500 (-) Land $44,900 Building $196,600
2023	$2,842.00 (-4.31%) Homeowner's exemption	$84,530 (+5.76%) Land $15,720 Building $68,810	$241,500 Land $44,900 Building $196,600
2022	$2,970.00 Homeowner's exemption	$79,930 Land $9,360 Building $70,570
2020			$228,390 Land $26,750 Building $201,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 School Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures