316 S Second St, Upland, IN 46989 Property Records

Grant County property record for 316 S Second St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,417 sqft · built 1951
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,617 (Mar 2025)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`019-02001-20`

Property Details

APN / Parcel Number

Primary APN	`019-02001-20`
Alternative APNs	`27-09-03-301-039.000-013` `0903-301-039.000-19` `00001128874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001128874
Street Address	316 S SECOND ST
City	UPLAND
State	IN
Zip	46989-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-02-261 LOT 25 SHAFFERS 1ST ADD. MP 0903-301-039.000
Legal Subdivision	SHAFFERS 1ST ADD
Legal Lot Number	25
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1044
Census Tract	10700

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 S SECOND ST, UPLAND, IN 46989-9466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 30, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	20251718
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	2008001280
Record Updated	Sep 20, 2026

March 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Mar 18, 2025
Property Address	316 S SECOND ST, UPLAND, IN 46989-9466
Document Number	2025001718
Instrument Date	Mar 14, 2025
Instrument	2025-001718
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S SECOND ST, UPLAND, IN 46989-9466

Mortgage

Document Number	2025001719
Date	Mar 18, 2025
Instrument	2025-001719

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jul 30, 2024
Property Address	316 S SECOND ST, UPLAND, IN 46989-9466
Document Number	2024005018
Instrument Date	Jul 30, 2024
Instrument	2024-005018
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BAYSHORT DR, CICERO, IN 46034-9477

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (+103.97%)	$176,400 (+276.12%) Land $17,400 Building $159,000	$176,400 (+276.12%) Land $17,400 Building $159,000
2024	$680.00 (-4.9%)	$46,900 (-4.09%) Land $17,400 Building $29,500	$46,900 (-4.09%) Land $17,400 Building $29,500
2023	$715.00 (+12.24%)	$48,900 (+24.11%) Land $17,400 Building $31,500	$48,900 (+24.11%) Land $17,400 Building $31,500
2022	$637.00	$39,400 Land $11,200 Building $28,200	$39,400 Land $11,200 Building $28,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Indiana WiFi, Verizon.

Nearby Properties on S Second St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures