316 S Pine St, Mount Prospect, IL 60056 Property Records

Cook County property record for 316 S Pine St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,501 sqft · built 1953
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Oct 2018)
Tax Bill	$9,749 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-123-019`

Property Details

APN / Parcel Number

Primary APN	`08-12-123-019`
Alternative APN	`08-12-123-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	316 S PINE ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H ROY (BERRY) COMPANYS (COLONIAL)(MANOR) SUB OF PT OF NE OF SEC 11 & PT OF NW OF SEC 12 NE SEC 11-41-11
Legal Range	11E
Legal Township	41N
Legal Section	11
Legal Subdivision	BERRY COMPANYS COLONIAL MANOR
Legal Lot Number	83
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	5
Census Block	5023
Census Tract	804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 16, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage TERRENCE J CHERWIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	201849051
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000512276
Date	Jan 5, 2022
Instrument	2200512276

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Document Number	1930349166
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 S PINE ST MOUNT PROSPECT IL 600563118, MOUNT PROSPECT, IL 60056-3118

Mortgage

Document Number	1930349166
Date	Oct 30, 2019
Instrument	30349166

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2039

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 16, 2018
Property Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Document Number	1828949051
Instrument Date	Oct 10, 2018
Instrument	28949051
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 CRANBROOK DR DES PLAINES IL 600162148, DES PLAINES, IL 60016-2148

Mortgage

Document Number	1828949052
Date	Oct 16, 2018
Instrument	28949052

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Document Number	1736355033
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	316 S PINE ST MOUNT PROSPECT IL 600563118, MOUNT PROSPECT, IL 60056-3118

Mortgage

Document Number	1736355033
Date	Dec 29, 2017
Instrument	36355033

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Dec 28, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.76%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Document Number	1736355034
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	316 S PINE ST MOUNT PROSPECT IL 600563118, MOUNT PROSPECT, IL 60056-3118

Mortgage

Document Number	1736355034
Date	Dec 29, 2017
Instrument	36355034

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Dec 28, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.76%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	316 S PINE ST, MOUNT PROSPECT, IL 60056-3118
Document Number	1810045001
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5826 PRAIRIE RIDGE RD CRYSTAL LAKE IL 600144601, CRYSTAL LAKE, IL 60014-4601

Mortgage

Document Number	1810045001
Date	Apr 10, 2018
Instrument	10045001

Lender

Name	TERRENCE J CHERWIN
Address	1119 CARRIE LYNN DR, BAY CITY, MI 48706-9399

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 (+11.43%) Land $9,120 Building $29,880	$390,000 (+11.43%) Land $91,200 Building $298,800
2023	$9,749.00 (+4%)
2022	$9,374.00	$35,000 Land $7,600 Building $27,400	$350,000 Land $76,000 Building $274,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Zentro.

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