316 S Main St, Oregon, WI 53575 Property Records

Dane County property record for 316 S Main St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,134 sqft · built 1905
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (May 2019)
Tax Bill	$9,349 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0509-122-4111-3`

Property Details

APN / Parcel Number

Primary APN	`0509-122-4111-3`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
1st Floor Area	1,112 sqft
2nd Floor Area	1,022 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Exterior Material	Aluminum/Vinyl
Lot Area	5,358 sqft (0.123 acres)
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	316 S MAIN ST
City	OREGON
State	WI
Zip	53575-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIERSTEAD ADDN BLOCK 11 PRT LOTS 1, 2, 19, 20 & 21 & AN UNIDENTIFIED FRACTIONAL LT LYG W OF LT 1 BLK 11 DESCR AS COM AT NE
Legal Range	09
Legal Township	05
Legal Section	12
Legal Subdivision	KIERSTEAD ADD
Legal Block	11
Legal Lot Number	1 2
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1004
Census Tract	12501

Owner

316 S Main St is owned and occupied by two individuals who bought it in May 2019.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 S MAIN ST, OREGON, WI 53575-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/WI CU
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY/WI CU
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Mar 23, 2015
Deed Document Number	5492298
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	316 S MAIN ST, OREGON, WI 53575-1539
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005692660
Date	Feb 8, 2021
Instrument	5692660

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	316 S MAIN ST, OREGON, WI 53575-1539
Document Number	0005585171
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 S MAIN ST OREGON WI 535751539, OREGON, WI 53575-1539

Mortgage

Document Number	0005585171
Date	May 5, 2020
Instrument	5585171

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	316 S MAIN ST, OREGON, WI 53575-1539
Document Number	0005531391
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	316 S MAIN ST OREGON WI 535751539, OREGON, WI 53575-1539

Mortgage

Document Number	0005531391
Date	Oct 16, 2019
Instrument	5531391

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	May 31, 2019
Property Address	316 S MAIN ST, OREGON, WI 53575-1539
Document Number	0005492298
Instrument Date	May 31, 2019
Instrument	5492298
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 S MAIN ST OREGON WI 535751539, OREGON, WI 53575-1539

Mortgage

Document Number	5492299
Date	May 31, 2019
Instrument	5492299

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	316 S MAIN ST, OREGON, WI 53575-1539
Document Number	0005451268
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	316 S MAIN ST OREGON WI 535751539, OREGON, WI 53575-1539

Mortgage

Document Number	0005451268
Date	Oct 30, 2018
Instrument	5451268

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	316 S MAIN ST, OREGON, WI 53575-1539
Document Number	0005424235
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	316 S MAIN ST OREGON WI 535751539, OREGON, WI 53575-1539

Mortgage

Document Number	0005424235
Date	Jul 10, 2018
Instrument	5424235

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 316 S Main St was $9,349 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,349.00 Homeowner's exemption	$639,700 Land $29,500 Building $610,200	$613,700
2023		$513,800 (+9.34%) Land $22,400 Building $491,400	$527,700 (+10.98%)
2022	$8,171.00 Homeowner's exemption	$469,900 Land $22,400 Building $447,500	$475,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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