Ottawa County property record for 316 S Elm St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,470 sqft · built 1968 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jun 2002) |
| Tax Bill | $473 (2025) |
| Deeds & Mortgages | Jul 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20729 |
| Primary APN | 20729 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 376 sqft |
| Patio Area | 196 sqft |
| Utility Building | 320 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 20729 |
|---|---|
| Street Address | 316 S ELM ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6, BLK 2 WACHTER |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | WATCHER |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 574200 |
316 S Elm St is owned and occupied by two individuals who acquired it in July 2025.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 S WESTERN AVE, GIRARD, KS 66743-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2002 · Amount on File |
| Deed Sale | Jun 19, 2002 · Amount on File |
| Prior Sale | Jul 13, 1999 |
| Deed Book / Page | 709 / 541 |
| Last Transfer Date | Jul 31, 2025 |
| Transfer Doc | 001238/455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jul 31, 2025 |
| Property Address | 316 S ELM ST, COMMERCE, OK 74339-2637 |
| Document Number | 001238/455 |
| Book / Page | 1238 / 455 |
| Instrument Date | Jul 31, 2025 |
| Instrument | I-2025-003467 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 410 S WESTERN AVE, GIRARD, KS 66743-1807 |
The 2025 property tax bill for 316 S Elm St was $473 with a homeowner's exemption, up 0.9% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,125 (+5%) Land $543 Building $4,582 | $44,953 (-4.33%) Land $4,760 Building $40,193 | |
| 2025 | $473.00 (+0.85%) | $4,881 (+5.01%) Land $517 Building $4,364 | $46,990 (-4.07%) Land $6,700 Building $40,290 |
| 2024 | $469.00 (+17.84%) | $4,648 (+4.99%) Land $492 Building $4,156 | $48,985 (-) Land $6,700 Building $42,285 |
| 2023 | $398.00 (+3.38%) | $4,427 (+4.98%) Land $428 Building $3,999 | $48,985 (-) Land $6,700 Building $42,285 |
| 2022 | $385.00 | $4,217 Land $367 Building $3,850 | $48,985 Land $6,700 Building $42,285 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 316 S Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 S Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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