316 S Clements St, Gainesville, TX 76240 Property Records

Cooke County property record for 316 S Clements St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1920
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$297,900 (Jun 2022)
Tax Bill	$5,254 (2026)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2135-012-00013`

Property Details

APN / Parcel Number

Primary APN	`2135-012-00013`
Alternative APN	`17740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	1,878 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	15,002 sqft (0.344 acres)

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	576 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2135-012-00013
Street Address	316 S CLEMENTS ST
City	GAINESVILLE
State	TX
Zip	76240-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEMENTS I; BLOCK 12; LOT 13 & 14
Legal Subdivision	CLEMENTS I
Legal Block	12
Legal Lot Number	13,14
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4016
Census Tract	1100

Owner

316 S Clements St is owned and occupied by two individuals who bought it in June 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 S CLEMENTS ST, GAINESVILLE, TX 76240-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Aug 15, 2013 · Amount on File
Deed Document Number	20225008
Deed Book / Page	2515 / 833
Prior Transfer Date	May 22, 2013
Prior Transfer Doc	1890/271
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 6, 2022
Property Address	316 S CLEMENTS ST, GAINESVILLE, TX 76240-5008
Document Number	002515/833
Book / Page	2515 / 833
Map Reference	VOL 1 PG 11
Instrument Date	Jun 1, 2022
Instrument	2022-5008
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8903 LONGBRANCH TRL, FORT WORTH, TX 76116-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S CLEMENTS ST, GAINESVILLE, TX 76240-5008

Mortgage

Document Number	0020225009
Date	Jun 6, 2022
Instrument	2022-5009

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 316 S Clements St was $5,254 with a homeowner's exemption, up 36.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,254.00 (+36.26%) Homeowner's exemption	$251,123 (-) Land $49,136 Building $201,987	$251,123 (-) Land $49,136 Building $201,987
2025	$3,856.00 (-1.18%) Homeowner's exemption	$251,123 Land $49,136 Building $201,987	$251,123 Land $49,136 Building $201,987
2024	$3,902.00
2023		$250,765 Land $44,700 Building $206,065	$250,765 Land $44,700 Building $206,065
2022	$5,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 S Clements St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2009)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 S Clements St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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