316 S Centre Ave, Lancaster, TX 75146 Property Records

Dallas County property record for 316 S Centre Ave, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 4,096 sqft · built 1912
Lot Size	0.533 acres (23,200 sqft)
Owner	2 Individual Names on File
Last Sale	$271,200 (Nov 2014)
Tax Bill	$7,179 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-00050-045-002-0000`

Property Details

APN / Parcel Number

Primary APN	`36-00050-045-002-0000`
Alternative APN	`360005004500200`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,200 sqft (0.533 acres)
Lot Dimensions	184 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Storage Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360005004500200
Street Address	316 S CENTRE AVE
City	LANCASTER
State	TX
Zip	75146-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z353
Legal Description	OT LANCASTER/PLEASANT TAYLORS UNR S PT LT 45 AKA LTS 3&4 BLK 2 INT201400299380 DD11132014 CO-DC 0005004500200 4CN00050045
Legal Subdivision	OT LANCASTER/PLEASANT TAYLORS UNR
Legal Tract	50
Legal Block	2
Legal Lot Number	2
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3067
Census Tract	16803

Owner

316 S Centre Ave is owned and occupied by two individuals who bought it in November 2014.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 S CENTRE AVE, LANCASTER, TX 75146-3212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2014 · Amount on File
Deed Sale	Nov 21, 2014 · Amount on File
Deed Document Number	2014299380
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0000299380
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	316 S CENTRE AVE, LANCASTER, TX 75146-3212
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S CENTRE AVE, LANCASTER, TX 75146-3212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000152756
Date	Aug 1, 2023
Instrument	202300152756

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 316 S Centre Ave was $7,179 with exemptions applied.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,780 (-1.3%) Land $87,000 Building $476,780	$563,780 (-1.3%) Land $87,000 Building $476,780
2025	$7,179.00	$571,210 Land $87,000 Building $484,210	$571,210 Land $87,000 Building $484,210
2023	$6,288.00 (-8.79%) Homeowner's exemption	$408,730 Land $87,000 Building $321,730	$408,730 Land $87,000 Building $321,730
2022	$6,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 S Centre Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 S Centre Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20