316 S 4th St E, Downey, ID 83234 Property Records

Bannock County property record for 316 S 4th St E, Downey, ID 83234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1978
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Oct 2020)
Tax Bill	$800 (2025)
Deeds & Mortgages	Oct 2020 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RDCPD006700`

Property Details

APN / Parcel Number

Primary APN	`RDCPD006700`
Alternative APN	`RPRDCPD006700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
1st Floor Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Architectural Style	A-Frame
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	316 S 4TH ST E
City	DOWNEY
State	ID
Zip	83234-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S34-T11S-R37E TR SW4NE4 TAX 56 0.22 AC COUNT PROP INSIDE DOWNEY
Legal Range	37E
Legal Township	11S
Legal Section	34
Jurisdiction	BANNOCK ID
Township / Civil Division	SOUTH BANNOCK
Census Block Group	4
Census Block	4141
Census Tract	1900

Owner

Source: Bannock County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 S 4TH ST E, DOWNEY, ID 83234-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SUMMIT FUNDING INC
Oct 28, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Oct 5, 2017	Warranty Deed, Transfer · ARM IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Oct 28, 2020
Deed Document Number	22020491-2
Record Updated	Jun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BANNOCK ID
Recording Date	Oct 28, 2020
Property Address	316 S 4TH ST E, DOWNEY, ID 83234-1602
Document Number	22020492
Instrument Date	Oct 28, 2020
Instrument	22020492
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL POCATELLO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S 4TH ST E, DOWNEY, ID 83234-1602

Mortgage

Document Number	22020494
Date	Oct 28, 2020
Instrument	22020494

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2027

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Oct 28, 2020
Property Address	316 S 4TH ST E, DOWNEY, ID 83234-1602
Document Number	22020491
Instrument Date	Oct 27, 2020
Instrument	22020491
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S 4TH ST E, DOWNEY, ID 83234-1602

Mortgage

Document Number	22020493
Date	Oct 28, 2020
Instrument	22020493

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Oct 5, 2017
Property Address	316 S 4TH ST E, DOWNEY, ID 83234-1602
Document Number	21714692
Instrument Date	Oct 5, 2017
Instrument	21714692
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S 400 E, DOWNEY, ID 83234

Mortgage

Document Number	21714693
Date	Oct 5, 2017
Instrument	21714693

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.99%
Index	1-Year LIBOR
Max Rate	7.99%

Tax Assessment & Valuation

Source: Bannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bannock County
Municipality	Downey City
Unified School District	Marsh Valley Joint School District 21 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 (-12.47%) Homeowner's exemption	$190,984 (+6.21%) Land $43,124 Building $147,860	$190,984 (+6.21%) Land $43,124 Building $147,860
2023	$914.00 Homeowner's exemption	$179,810 Land $32,487 Building $147,323	$179,810 Land $32,487 Building $147,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 82% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOWNEY serves 586 people · EPA ID ID6030012
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fybercom Fixed Wireless	120 / 100

May also be available: T-Mobile.

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