316 Rules Run Rd, Clyde, NC 28721 Property Records

Haywood County property record for 316 Rules Run Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,000 sqft · built 1974
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2023)
Tax Bill	$939 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`8711-80-8955`

Property Details

APN / Parcel Number

Primary APN	`8711-80-8955`
Alternative APNs	`264578` `279157`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	1,848 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	13,852 sqft (0.318 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic

Location & Zoning

Account Number	279157
Street Address	316 RULES RUN RD
City	CLYDE
State	NC
Zip	28721-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#5A LITTLE PINE MOUNTAIN ESTATES
Legal Subdivision	MOUNTAIN ESTATES
Legal Unit	5A
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1070
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 RULES RUN RD, CLYDE, NC 28721-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20235867
Deed Book / Page	1090 / 393
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 12, 2023
Property Address	316 RULES RUN RD, CLYDE, NC 28721-9254
Document Number	0010900393
Book / Page	1090 / 393
Instrument Date	Jul 12, 2023
Instrument	2023005867
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 TEAGUE LOOP, WAYNESVILLE, NC 28785-6243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 RULES RUN RD, CLYDE, NC 28721-9254

Mortgage

Document Number	2023005868
Date	Jul 12, 2023
Instrument	2023005868

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 20, 2020
Property Address	316 RULES RUN RD, CLYDE, NC 28721-9254
Document Number	0010140543
Book / Page	001014 / 000543
Instrument Date	Nov 2, 2020
Instrument	12253
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 RULES RUN RD CLYDE NC 287219254, CLYDE, NC 28721-9254

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,900 (-14.93%) Land $11,000 Building $110,900
2025	$939.00	$143,300 (+16.98%) Land $11,000 Building $132,300	$121,900 (-0.49%) Land $11,000 Building $110,900
2023		$122,500 Land $10,800 Building $111,700	$122,500 (-) Land $10,800 Building $111,700
2021			$122,500 Land $10,800 Building $111,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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