Kerr County property record for 316 Red Oak Ln, Ingram, TX 78025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 1987 |
| Lot Size | 0.353 acres (15,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,300 (Apr 2018) |
| Tax Bill | $4,641 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4043-0180-008000 |
| Primary APN | 4043-0180-008000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 3,684 sqft |
| 1st Floor Area | 1,788 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,415 sqft (0.353 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 630 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 274 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 4043-0180-008000 |
|---|---|
| Street Address | 316 RED OAK LN |
| City | INGRAM |
| State | TX |
| Zip | 78025-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENWOOD FOREST 7 BLK 18 LOT 8 |
| Legal Subdivision | GREENWOOD FOREST 7 |
| Legal Block | 18 |
| Legal Lot Number | 8 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960303 |
316 Red Oak Ln is owned and occupied by two individuals who bought it in April 2018.
Source: Kerr County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 RED OAK LN, INGRAM, TX 78025-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 27, 2018 | Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on File |
| Deed Sale | Apr 27, 2018 · Amount on File |
| Deed Document Number | 20182583 |
| Prior Transfer Date | Apr 26, 2018 |
| Prior Transfer Doc | 0000002583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 316 RED OAK LN, INGRAM, TX 78025-3615 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023002915 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 23-002915 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 316 RED OAK LN, INGRAM, TX 78025-3615 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21000677 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 21-000677 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Apr 27, 2018 |
| Property Address | 316 RED OAK LN, INGRAM, TX 78025-3615 |
| Document Number | 18002583 |
| Map Reference | VOL 5 PG 102 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 18-002583 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | KERRVILLE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3434 E KERRY LN, 3434, PHOENIX, AZ 85050-6309 |
| Name | Verified Name |
|---|---|
| Address | 316 RED OAK LN, INGRAM, TX 78025-3615 |
| Document Number | 18002584 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 18-002584 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 316 Red Oak Ln was $4,641 with a homeowner's exemption, up 38.3% from the year before.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Ingram Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,641.00 (+38.29%) | $343,957 (-) Land $50,000 Building $293,957 | $343,957 (-) Land $50,000 Building $293,957 |
| 2025 | $3,356.00 (-6.96%) Homeowner's exemption | $343,957 Land $50,000 Building $293,957 | $343,957 Land $50,000 Building $293,957 |
| 2024 | $3,607.00 (-1.56%) | ||
| 2023 | $3,664.00 Homeowner's exemption | $328,431 Land $20,000 Building $308,431 | $328,431 Land $20,000 Building $308,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Red Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Red Oak Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INGRAM WATER SUPPLY private · serves 5,955 people · EPA ID TX1330011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber | 8,000 / 8,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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