Middlesex County and Middlesex Borough property record for 316 Raphael Ave, Middlesex, NJ 08846 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,430 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Oct 2013) |
| Tax Bill | $13,013 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00096-0000-00011 |
| Primary APN | 10-00096-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 2,430 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Street Address | 316 RAPHAEL AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80X125 12-14 |
| Legal Subdivision | WATCHUNG VIEW |
| Legal Block | 96 |
| Legal Lot Number | 11 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records · APN 10-00096-0000-00011
Assessment roll updated June 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Aug 03, 2023 | Intrafamily Transfer, Transfer ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Nov 04, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on Record |
| Deed Sale | Oct 31, 2013 · Amount on Record |
| Deed Document Number | 2013561 |
| Deed Book / Page | 6515 / 147 |
| Last Transfer Date | Jul 15, 2023 |
| Transfer Doc | 0000045172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Document Number | 0000047189 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 19274/1319 |
| Instrument | 2023047189 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 20, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 03, 2023 |
| Property Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Document Number | 0000045172 |
| Book / Page | 19267 / 874 |
| Instrument Date | Jul 15, 2023 |
| Instrument | 2023045172 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Name | Verified Name |
|---|---|
| Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 316 RAPHAEL AVE, MIDDLESEX, NJ 08846-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000109813 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 18112/418 |
| Instrument | 2020109813 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2050 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $654,700 (+6.66%) Land $154,700 Building $500,000 | $654,700 (+6.66%) Land $154,700 Building $500,000 | |
| 2025 | $13,013.00 (+10.59%) | $613,800 (+20.71%) Land $154,700 Building $459,100 | $613,800 (+20.71%) Land $154,700 Building $459,100 |
| 2024 | $11,767.00 (+35.97%) | ||
| 2023 | $508,500 (+481.14%) Land $154,700 Building $353,800 | $508,500 (+481.14%) Land $154,700 Building $353,800 | |
| 2022 | $8,654.00 | $87,500 Land $36,500 Building $51,000 | $87,500 Land $36,500 Building $51,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures