316 Raleigh Ct, Normal, IL 61761 Property Records

McLean County property record for 316 Raleigh Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,092 sqft · built 1973
Lot Size	0.237 acres (9,432 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2024)
Tax Bill	$4,572 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-356-009`

Property Details

APN / Parcel Number

Primary APN	`14-26-356-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,432 sqft (0.237 acres)
Lot Dimensions	131 ft deep x 72 ft wide
Garage Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	316 RALEIGH CT
City	NORMAL
State	IL
Zip	61761-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	THIRD ADD PLEASANT HILL EAST LOT 237
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	PLEASANT HILL
Legal Lot Number	237
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2000
Census Tract	502

Owner

316 Raleigh Ct is owned and occupied by two individuals who bought it in September 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 RALEIGH CT, NORMAL, IL 61761-3227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 17, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	202414188
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	0000013797
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	316 RALEIGH CT, NORMAL, IL 61761-3227
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 RALEIGH CT, NORMAL, IL 61761-3227

Mortgage

Document Number	202100018269
Date	Aug 2, 2021
Instrument	2021-00018269

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 17, 2020
Property Address	316 RALEIGH CT, NORMAL, IL 61761-3227
Document Number	202000015976
Instrument Date	Jul 31, 2020
Instrument	2020-00015976
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	316 RALEIGH CT, NORMAL, IL 61761-3227

Mortgage

Document Number	202000015978
Date	Aug 17, 2020
Instrument	2020-00015978

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	202000015977
Date	Aug 17, 2020
Instrument	2020-00015977

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,475 Land $15,220 Building $58,255	$220,425 Land $45,660 Building $174,765
2024	$4,572.00 (+8.42%)
2023	$4,217.00	$60,281 Land $12,487 Building $47,794	$180,843 Land $37,461 Building $143,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Raleigh Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 Raleigh Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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