316 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 316 Prospect St, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details2,048 sqft · built 1860
Lot Size0.169 acres (7,380 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Jan 2024)
Tax Bill$14,799 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-05900-0000-00046

Property Details

APN / Parcel Number

Primary APN16-05900-0000-00046
Alternative APN
  • 1600169000000014

Interior

Building Area2,048 sqft Living Area

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Lot Area7,380 sqft (0.169 acres)
Lot Dimensions123 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number1600169000000014
Street Address316 PROSPECT ST
CityNUTLEY
StateNJ
Zip07110-2264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description60X123 IRR
Legal Block5900
Legal Lot Number46
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group3
Census Block3004
Census Tract13800

Owner

316 Prospect St is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address316 PROSPECT ST, NUTLEY, NJ 07110-2264
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2024 · Amount on File
Deed SaleJan 22, 2024 · Amount on File
Deed Document Number20243985
Record UpdatedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJan 22, 2024
Property Address316 PROSPECT ST, NUTLEY, NJ 07110-2264
Document Number0000003985
Instrument DateJan 15, 2024
Instrument2024003985
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyRESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 OLD TURNPIKE RD # RD502, RD502, NANUET, NY 10954-2461

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 PROSPECT ST, NUTLEY, NJ 07110-2264

Mortgage

Document Number0000003986
DateJan 22, 2024
Instrument2024003986
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 316 Prospect St was $14,799, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$548,300 (-) Land $241,400 Building $306,900$548,300 (-) Land $241,400 Building $306,900
2025$14,799.00 (+2.55%)$548,300 Land $241,400 Building $306,900$548,300 Land $241,400 Building $306,900
2024$14,431.00
2023$548,300 (+56.17%) Land $241,400 Building $306,900$548,300 (+56.17%) Land $241,400 Building $306,900
2022$13,566.00 (+0.52%)$351,100 Land $174,400 Building $176,700$351,100 Land $174,400 Building $176,700
2021$13,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Prospect St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims15 (1999–2024)
Claims Outside the SFHA1 of 15
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number