316 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 316 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	4 ba · 970 sqft · built 1900
Lot Size	0.07 acres (3,115 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jul 2026)
Tax Bill	$6,931 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-414-001`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-414-001`
Alternative APN	`07094140010000`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	970 sqft
Gross Area	1,940 sqft
Basement Area	970 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,115 sqft (0.07 acres)
Lot Dimensions	63 ft deep x 47 ft wide
Porch	Slab

Location & Zoning

Street Address	316 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 47.33 FT OF LOT 10, IN BLK 14 IN WEST JOLIET, A SUB OF PRT OF THE W1/2 OF THE SE1/4 SEC. 9, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	WEST JULIET
Legal Block	14
Legal Lot Number	10
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2007
Census Tract	881900

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	313 N LOCUST ST, AURORA, IL 60506-3923
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Apr 27, 2021	Warranty Deed, Transfer · Line of Credit LINCOLNWAY COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	202640231
Prior Transfer Date	Dec 4, 1996
Prior Transfer Doc	0000109797
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 1, 2026
Property Address	316 ONEIDA ST, JOLIET, IL 60435-7163
Document Number	0000040231
Instrument Date	May 20, 2026
Instrument	202640231
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040232,
Date	Jul 1, 2026
Instrument	202640232

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.99%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 3, 2022
Property Address	316 ONEIDA ST APT 2, 2, JOLIET, IL 60435-7163
Document Number	0000011115
Instrument Date	Dec 2, 2021
Instrument	R2022011115
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17520 DAVES AVE, MONTE SERENO, CA 95030-3215

Mortgage

Document Number	0000011116
Date	Feb 3, 2022
Instrument	R2022011116

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 27, 2021
Property Address	316 ONEIDA ST APT 2, 2, JOLIET, IL 60435-7163
Document Number	0000047334
Map Reference	MB 1 PG 45
Instrument Date	Apr 19, 2021
Instrument	R2021047334
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1147 BROOK FOREST AVE # 156, 156, SHOREWOOD, IL 60404-8845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E MAIN ST # 204, 204, ROSELLE, IL 60172-2056
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047335
Date	Apr 27, 2021
Instrument	R2021047335

Lender

Name	LINCOLNWAY COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,931.00 (+4.79%)	$86,311 (+9.3%) Land $7,655 Building $78,656	$258,933 (+9.3%) Land $22,965 Building $235,968
2024	$6,614.00 (+12.85%)	$78,967 (+24.42%) Land $7,004 Building $71,963	$236,901 (+24.42%) Land $21,012 Building $215,889
2022	$5,861.00	$63,466 Land $5,629 Building $57,837	$190,398 Land $16,887 Building $173,511

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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