316 Old Trail Rd, La Junta, CO 81050 Property Records

Otero County property record for 316 Old Trail Rd, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1918
Lot Size	11.7 acres (513,572 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2017)
Tax Bill	$658 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
APN	`4441-363-05001`

Property Details

APN / Parcel Number

Primary APN	`4441-363-05001`
Alternative APN	`103446`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	513,572 sqft (11.7 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Shed	1 Shed
Shed Area	360 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	103446
Street Address	316 OLD TRAIL RD
City	LA JUNTA
State	CO
Zip	81050-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 1 MCCREERY GDNS LJ 0' N & S X 630' E &; W BEG SE COR LOT 2 BLK 1 MCCREERY GDNS FORMERLY PART; OF CHERRY ST. 11
Legal Range	55
Legal Township	23
Legal Section	36
Legal Subdivision	MCCREERY GDNS
Legal Block	1
Legal Lot Number	1-2 2
Jurisdiction	OTERO CO
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2025
Census Tract	968500

Owner

316 Old Trail Rd is owned and occupied by an individual who bought it in August 2017.

Source: Otero County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	316 OLD TRAIL RD, LA JUNTA, CO 81050-9517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Aug 7, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Document Number	648886
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	316 OLD TRAIL RD, LA JUNTA, CO 81050-9517
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000661073
Date	Apr 28, 2021
Instrument	661073

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Aug 7, 2017
Property Address	316 OLD TRAIL RD, LA JUNTA, CO 81050-9517
Document Number	0000648886
Instrument Date	Aug 4, 2017
Instrument	648886
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	OTERO COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 US HIGHWAY 160174, 50, KIM, CO 81049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 TRAIL, LA JUNTA, CO 81050

Mortgage

Document Number	0000648887
Date	Aug 7, 2017
Instrument	648887

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000648888
Date	Aug 7, 2017
Instrument	648888

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 316 Old Trail Rd was $658.

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$658.00	$9,788	$137,291
2023	$556.00 (+22.47%)	$8,665 (+24.18%) Land $284 Building $8,381	$165,715 Land $4,240 Building $161,475
2022	$454.00	$6,978 Land $295 Building $6,683
2021			$86,540 Land $4,240 Building $82,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 316 Old Trail Rd; there have been 105 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	105 (1978–2019)
Claims Outside the SFHA	4 of 105
Most Recent Claim	May 2019 · tidal / storm surge
Claims by Event	Flooding 4/30/99, May 1999 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Old Trail Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25

May also be available: Verizon.

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