316 NW 7th St, Grand Rapids, MN 55744 Property Records

Itasca County property record for 316 NW 7th St, Grand Rapids, MN 55744

Property Summary

Property TypeSingle Family Home
Details5 bd · 1,524 sqft · built 1907
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$272,951 (Sep 2021)
Tax Bill$5,662 (2026)
Deeds & MortgagesOct 2018 Mortgage
Mar 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN91-420-0110

Property Details

APN / Parcel Number

Primary APN91-420-0110
Alternative APNs
  • 140911
  • 74279

Interior

Bedrooms5 Beds
Stories2 Stories
Building Area1,524 sqft Base Area
1st Floor Area1,524 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage TypeDetached
Garage Area850 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area72 sqft
Lean-To152 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Account Number140911
Street Address316 NW 7TH ST
CityGRAND RAPIDS
StateMN
Zip55744-2564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM
Legal DescriptionLOTS 1-6-BLK 1
Legal Range25W
Legal Township55N
Legal Section20
Legal SubdivisionGRAND RAPIDS SECOND DIVISION
Legal Block1
Legal Lot Number1-6
JurisdictionITASCA MN
Township / Civil DivisionGRAND RAPIDS
Census Block Group2
Census Block2051
Census Tract480902

Owner

316 NW 7th St is owned and occupied by two individuals who bought it in September 2021.

Source: Itasca County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address316 NW 7TH ST, GRAND RAPIDS, MN 55744-2564
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2018Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 28, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
May 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Sep 21, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
DEERWOOD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on File
Deed SaleSep 21, 2021 · Amount on File
Prior SaleApr 8, 2015 · Amount on File
Deed Document Number2021756443
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address316 NW 7TH ST, GRAND RAPIDS, MN 55744-2564
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000725943
DateOct 8, 2018
InstrumentA000725943
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
AmountAmount on Record

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address316 NW 7TH ST, GRAND RAPIDS, MN 55744-2564
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000729633
DateMar 28, 2019
InstrumentA000729633
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address316 NW 7TH ST, GRAND RAPIDS, MN 55744-2564
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000739956
DateMay 6, 2020
InstrumentA000739956
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionITASCA MN
Recording DateSep 21, 2021
Property Address316 NW 7TH ST, GRAND RAPIDS, MN 55744-2564
Document NumberA000756443
Instrument DateSep 18, 2021
InstrumentA000756443
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address316 NW 7TH ST, GRAND RAPIDS, MN 55744-2564

Mortgage

Document NumberA000756444
DateSep 21, 2021
InstrumentA000756444
Lender
NameDEERWOOD BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 316 NW 7th St was $5,662 with a homeowner's exemption.

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyItasca County
MunicipalityGrand Rapids City
Unified School DistrictGrand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,662.00 Homeowner's exemption
2025$423,300 Land $32,200 Building $391,100$423,300 Land $32,200 Building $391,100
2024$5,272.00
2022$329,200 Land $31,300 Building $297,900$329,200 Land $31,300 Building $297,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 NW 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 NW 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGrand Rapids
serves 11,346 people · EPA ID MN1310011
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb
Copper1.52 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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