Montgomery County property record for 316 N Wright Ave, Dayton, OH 45403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1962 |
| Lot Size | 0.187 acres (8,128 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (May 2016) |
| Tax Bill | $1,717 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-04811-0142 |
| Primary APN | R72-04811-0142 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 900 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 8,128 sqft (0.187 acres) |
| Lot Dimensions | 189 ft deep x 43 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 258 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 316 N WRIGHT AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45403-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41600 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 142 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2000 |
Source: Montgomery County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage THRIVE MORTGAGE LLC |
| Apr 1, 2022 | Transfer on Death Deed, Transfer |
| Apr 1, 2022 | Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2016 · Amount on Record |
| Deed Sale | May 19, 2016 · Amount on Record |
| Prior Sale | Sep 27, 2011 · Amount on Record |
| Deed Document Number | 201625540 |
| Prior Transfer Date | May 13, 2016 |
| Prior Transfer Doc | 0000027625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 10, 2026 |
| Property Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Document Number | 0000040812 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202640812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Document Number | 0000040812, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202640812 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Apr 1, 2052 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009589 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 202300009589 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 1, 2022 |
| Property Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Document Number | 0000022857 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-00022857 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 1, 2022 |
| Property Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Document Number | 0000022854 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-00022854 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | PCTITLE PROS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 N WRIGHT AVE, DAYTON, OH 45403-1639 |
| Document Number | 0000022855 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-00022855 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Number | 0000022856 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-00022856 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,717.00 (-0.17%) | $29,780 (-) Land $4,510 Building $25,270 | $85,100 (-) Land $12,890 Building $72,210 |
| 2024 | $1,720.00 (+2.69%) | ||
| 2023 | $1,675.00 (-3.46%) | $29,780 (+24.76%) Land $4,510 Building $25,270 | $85,100 (+24.78%) Land $12,890 Building $72,210 |
| 2022 | $1,735.00 | $23,870 Land $3,610 Building $20,260 | |
| 2020 | $68,200 Land $10,310 Building $57,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures