316 N Main St, Keyser, WV 26726 Property Records

Mineral County property record for 316 N Main St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,408 sqft · built 1945
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2008)
Tax Bill	$714 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-7-0035.0000`

Property Details

APN / Parcel Number

Primary APN	`07-7-0035.0000`
Alternative APN	`29-07-7-0035.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	162 ft deep x 54 ft wide
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 N MAIN ST
City	KEYSER
State	WV
Zip	26726-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 & 1/2 OF LT 5 POTOMAC ADD
Legal Subdivision	POTOMAC ADD
Legal Lot Number	4,5
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

Source: Mineral County records · APN 07-7-0035.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	316 N MAIN ST, KEYSER, WV 26726-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2008 · Amount on Record
Deed Sale	Dec 12, 2008 · Amount on Record
Deed Document Number	0000337629
Deed Book / Page	337 / 629
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	316 N MAIN ST, KEYSER, WV 26726-3350
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623/697
Date	Aug 04, 2021
Book Page	623/697
Instrument	186434

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (+7.21%)	$45,540 (+7.2%) Land $3,660 Building $41,880	$75,900 (+7.2%) Land $6,100 Building $69,800
2023	$666.00	$42,480 (-) Land $3,660 Building $38,820	$70,800 (-) Land $6,100 Building $64,700
2022	$666.00	$42,480 Land $3,660 Building $38,820	$70,800 Land $6,100 Building $64,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mineral County (54057C), updated March 19, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540570105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1985–2009)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2009 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 7 claims Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 530 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, Skypacket Networks, T-Mobile USA.