316 N L St, Eufaula, OK 74432 Property Records

McIntosh County property record for 316 N L St, Eufaula, OK 74432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,296 sqft · built 1960
Lot Size0.241 acres (10,498 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Jul 2022)
Tax Bill$1,356 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Jul 2022 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN460024098

Property Details

APN / Parcel Number

Primary APN460024098
Alternative APN
  • 1150-00-001-008-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2023
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,498 sqft (0.241 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area504 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number460024098
Street Address316 N L ST
CityEUFAULA
StateOK
Zip74432-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS30' LOT 8 N40' LOT 9 BLK 1 LAKESIDE FIRST 439/555 688/362 1148/311
Legal Range16E
Legal Township9N
Legal Section1
Legal SubdivisionLAKESIDE
Legal Block1
Legal Lot Number8,9
JurisdictionMCINTOSH OK
Township / Civil DivisionEUFAULA
Census Block Group1
Census Block1032
Census Tract780200

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2400 NW 23RD ST, 212, OKLAHOMA CITY, OK 73107-2435
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Construction Mortgage
ARMSTRONG BANK
Jul 6, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
ARMSTRONG BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2022 · Amount on Record
Deed SaleJul 6, 2022 · Amount on Record
Prior SaleOct 1, 2004 · Amount on Record
Deed Document Number20223843
Deed Book / Page1148 / 311
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH OK
Recording DateApr 13, 2026
Property Address316 N L ST, EUFAULA, OK 74432-2062
Document Number0000001524
Book / Page1259 / 596
Instrument DateMar 9, 2026
Instrument20261524
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2400 NW 23RD ST, 212, OKLAHOMA CITY, OK 73107-2435

Mortgage

Document Number0000001524,
DateApr 13, 2026
Book Page1259/596
Instrument20261524
Lender
NameARMSTRONG BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueMar 9, 2046
Interest
Rate6.11%
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCINTOSH OK
Recording DateJul 6, 2022
Property Address316 N L ST, EUFAULA, OK 74432-2062
Document Number001148/311
Book / Page1148 / 311
Instrument DateJun 29, 2022
InstrumentI-2022-003843
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2400 NW 23RD ST # 212, 212, OKLAHOMA CITY, OK 73107-2435

Mortgage

Document NumberI2022003845
DateJul 6, 2022
InstrumentI-2022-003845
Lender
NameARMSTRONG BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term251 Months
DueJun 29, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcIntosh County
MunicipalityEufaula City
Unified School DistrictEufaula Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,269 (+5%) Land $3,032 Building $13,237$147,899 (-23.76%) Land $27,563 Building $120,336
2025$1,356.00 (-0.07%)$15,495 (+0.01%) Land $2,888 Building $12,607$194,002 (+33.19%) Land $51,472 Building $142,530
2024$1,357.00 (+17.29%)$15,494 (+11.38%) Land $2,750 Building $12,744$145,655 (+15.17%) Land $25,000 Building $120,655
2023$1,157.00$13,911 Land $2,750 Building $11,161$126,467 Land $25,000 Building $101,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUFAULA PWA
serves 2,766 people · EPA ID OK1020514
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment failure
resolved · May 2019
Turbidity
resolved · Apr 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Organic carbon removal
Jul 2018
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50

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