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316 N Exposition St, Stuart, IA 50250 Property Records

Guthrie County property record for 316 N Exposition St, Stuart, IA 50250

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,904 sqft · built 2011
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Tax Bill$4,724 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2020 Mortgage
APN0001376100

Property Details

APN / Parcel Number

Primary APN0001376100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
Basement Area1,904 sqft
Finished Basement1,025 sqft
Unfinished Basement1,836 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area135 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address316 N EXPOSITION ST
CitySTUART
StateIA
Zip50250-7725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03 LOT 1 (EX. N 90' THEREOF) & ALLEY SOUT H HOLLINGS. 1ST BLK 03
Legal SubdivisionHOLLINGSWORTHS ADD 01
Legal Block3
Legal Lot Number1
JurisdictionGUTHRIE IA
Township / Civil DivisionSTUART
Census Block Group2
Census Block2053
Census Tract950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 371, STUART, IA 50250-0371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · VA Mortgage
LOANSTEADY LLC
Apr 8, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address316 N EXPOSITION ST, STUART, IA 50250-7725
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020211904
DateJun 18, 2021
Instrument2021-1904
Lender
NameLOANSTEADY LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address316 N EXPOSITION ST, STUART, IA 50250-7725
Transaction TypeMortgage
Record UpdatedMay 13, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200758
DateApr 8, 2020
Instrument2020-0758
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyGuthrie County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,200 (-) Land $36,400 Building $283,800$320,200 (-) Land $36,400 Building $283,800
2025$4,724.00 (+22.83%) Homeowner's exemption$320,200 (+31.44%) Land $36,400 Building $283,800$320,200 (+31.44%) Land $36,400 Building $283,800
2024$3,846.00 (+13.05%)
2023$243,600 (+29.99%) Land $23,400 Building $220,200$243,600 (+29.99%) Land $23,400 Building $220,200
2022$3,402.00 Homeowner's exemption$187,400 Land $23,400 Building $164,000
2021$187,400 Land $23,400 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART WATER SUPPLY
serves 1,814 people · EPA ID IA0180001
Water SourcePurchased surface water from XENIA RWD (DES MOINES)
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.

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