Allegany County property record for 316 Mountain View Dr, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,326 sqft · built 1924 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,500 (May 2000) |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-027105 |
| Primary APN | 06-027105 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,326 sqft Total Area |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 95 ft deep x 137 ft wide |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 154 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 027105 |
|---|---|
| Street Address | 316 MOUNTAIN VIEW DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 316 MT VIEW DR LOT 24 PT 25 137X95 CAMPOBELLO ADDN 96X 0 |
| Legal Subdivision | CAMPOBELLO ADD |
| Legal Lot Number | 24 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1200 |
316 Mountain View Dr is owned and occupied by two individuals who acquired it in November 2015.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 MOUNTAIN VIEW DR, CUMBERLAND, MD 21502-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2000 · Amount on File |
| Deed Sale | May 18, 2000 · Amount on File |
| Deed Document Number | 2000850 |
| Deed Book / Page | 682 / 559 |
| Last Transfer Date | Nov 24, 2015 |
| Transfer Doc | 0022210278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 316 MOUNTAIN VIEW DR, CUMBERLAND, MD 21502-2024 |
| Document Number | 0025920427 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 316 MOUNTAIN VIEW DR CUMBERLAND MD 215022024, CUMBERLAND, MD 21502-2024 |
| Document Number | 0025920427 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 002592/000427 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 7, 2045 |
The 2025 property tax bill for 316 Mountain View Dr was $1,308 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,000 (+8.84%) Land $12,500 Building $159,500 | $172,000 (-) Land $12,500 Building $159,500 | |
| 2025 | $1,308.00 Homeowner's exemption | $158,033 | $172,000 Land $12,500 Building $159,500 |
| 2023 | $1,210.00 Homeowner's exemption | $130,100 Land $12,500 Building $117,600 | $130,100 Land $12,500 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Mountain View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Mountain View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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