316 Montgomery St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 316 Montgomery St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,126 sqft · built 1925
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2017)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	May 2020 Refinance Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0T-11 B:0000 L:0034`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0T-11 B:0000 L:0034`
Alternative APN	`M:0T=11 B:0000 L:0034`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,126 sqft Living Area
Gross Area	3,405 sqft
Basement Area	834 sqft
Unfinished Basement	834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	316 MONTGOMERY ST
City	FALL RIVER
State	MA
Zip	02720-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	34
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1003
Census Tract	642300

Owner

316 Montgomery St is owned and occupied by two individuals who bought it in January 2017.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 MONTGOMERY ST, FALL RIVER, MA 02720-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Jan 23, 2017	Quit Claim Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Nov 18, 1999 · Amount on File
Deed Book / Page	9164 / 219
Transfer Doc	009164-219
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	316 MONTGOMERY ST, FALL RIVER, MA 02720-4222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10094-276
Date	May 6, 2020
Book Page	10094/276
Instrument	7523

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 23, 2017
Property Address	316 MONTGOMERY ST, FALL RIVER, MA 02720-4222
Document Number	9164-219
Book / Page	009164 / 000219
Instrument Date	Jan 23, 2017
Instrument	1157
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 MONTGOMERY ST FALL RIVER MA 027204222, FALL RIVER, MA 02720-4222

Mortgage

Document Number	9164-220
Date	Jan 23, 2017
Book Page	009164/000220
Instrument	1158

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 316 Montgomery St was $5,688, up 7.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00 (+7.36%)	$496,800 (+7.74%) Land $117,000 Building $379,800	$549,955 (+4.38%)
2024	$5,298.00 (+1.26%)	$461,100 (+8.14%) Land $112,500 Building $348,600	$526,870
2023	$5,232.00	$426,400 Land $105,500 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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