Dorchester County property record for 316 Mill St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,909 sqft · built 1915 |
| Lot Size | 0.264 acres (11,513 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,547 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-169159 |
| Primary APN | 07-169159 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,909 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Slate |
| Lot Area | 11,513 sqft (0.264 acres) |
| Lot Dimensions | 143 ft deep x 88 ft wide |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 660 sqft |
| Porch | Slab |
| Porch Area | 939 sqft |
| Bath House | 660 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 169159 |
|---|---|
| Street Address | 316 MILL ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 11,513 SQ. FT. 316 MILL STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 970400 |
316 Mill St is owned and occupied by an individual who acquired it in April 1996.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 MILL ST, CAMBRIDGE, MD 21613-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 1996 |
| Deed Sale | Apr 18, 1996 |
| Prior Sale | Jun 24, 1981 · Amount on File |
| Deed Document Number | 1996911 |
| Deed Book / Page | 335 / 540 |
| Transfer Doc | 0000000911 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 316 Mill St was $8,547, up 8.4% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,547.00 (+8.44%) | $457,400 Land $66,800 Building $390,600 | $457,400 Land $66,800 Building $390,600 |
| 2025 | $7,882.00 Homeowner's exemption | ||
| 2023 | $7,014.00 Homeowner's exemption | $402,500 | $465,300 Land $66,800 Building $398,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Mill St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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