316 Merlin Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 316 Merlin Ct, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,808 sqft · built 2019
Lot Size	0.231 acres (10,064 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (Apr 2022)
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-102-0168-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-102-0168-8`
Alternative APNs	`27-3N-23-1003-0000-1240` `23N327100300001240`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,808 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	2,808 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,064 sqft (0.231 acres)
Garage Type	Attached
Garage Area	682 sqft
Porch	Finished/Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 MERLIN CT
City	CRESTVIEW
State	FL
Zip	32539-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH 2B LOT 124
Legal Range	23W
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS
Legal Phase	2B
Legal Lot Number	124
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2056
Census Tract	20701

Owner

316 Merlin Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Okaloosa County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Apr 9, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Document Number	20223543160
Deed Book / Page	3616 / 4111
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035570916
Date	Jun 30, 2021
Book Page	3557/916
Instrument	3468018

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0035182888
Date	Jan 14, 2021
Book Page	3518/2888
Instrument	3422156

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 19, 2022
Property Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753
Document Number	0036164111
Book / Page	3616 / 4111
Map Reference	MB 28 PG 71-73
Instrument Date	Apr 14, 2022
Instrument	3543160
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,507.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 PARADISE PALM CIR, 277, CRESTVIEW, FL 32536-5600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0036164113
Date	Apr 19, 2022
Instrument	3616/4113

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 9, 2019
Property Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753
Document Number	0033924416
Book / Page	3392 / 4416
Map Reference	MB 28 PG 71-73
Instrument Date	Mar 29, 2019
Instrument	3269966
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,037.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0003269967
Date	Apr 9, 2019
Instrument	3269967

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 316 Merlin Ct was $6,422.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,422.00	$404,546 Land $47,235 Building $357,311	$404,546 Land $47,235 Building $357,311
2023	$7,151.00 (+64.47%)	$442,043 (+43.29%) Land $40,131 Building $401,912	$442,043 (+6.33%) Land $40,131 Building $401,912
2022	$4,348.00 Homeowner's exemption	$308,498	$415,717 Land $37,506 Building $378,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Merlin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Merlin Ct is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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