Mercer County property record for 316 McDowell Rd, Transfer, PA 16154
| Property Type | Single Family Home |
|---|---|
| Details | 2,848 sqft · built 2014 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,681 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 108 014 |
| Primary APN | 03 108 014 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,848 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Dimensions | 70 ft deep x 14 ft wide |
| Street Address | 316 MCDOWELL RD |
|---|---|
| City | TRANSFER |
| State | PA |
| Zip | 16154-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HS GR LOT 1-1A |
| Legal Subdivision | HOWARD L AND ELIZABETH MCDOWELL SUB |
| Legal Lot Number | 1-1A |
| Jurisdiction | MERCER PA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 32403 |
316 McDowell Rd is owned and occupied by an individual who acquired it in November 2011.
Source: Mercer County records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 MCDOWELL RD, TRANSFER, PA 16154-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 9, 2021 | Deed of Trust, Mortgage · VA Mortgage SERVICEMAC LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 7, 2011 |
| Transfer Doc | 0000011636 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER PA |
| Property Address | 316 MCDOWELL RD, TRANSFER, PA 16154-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201700001487 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017-00001487 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | DANVILLE, IL 61834 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER PA |
| Property Address | 316 MCDOWELL RD, TRANSFER, PA 16154-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 202100013799 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-00013799 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 316 McDowell Rd was $4,681 with a homeowner's exemption.
Source: Mercer County assessment roll, as of April 9, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Mercer County |
| County Subdivision | Delaware Township |
| Unified School District | Reynolds School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,681.00 Homeowner's exemption | $42,850 Land $1,500 Building $41,350 | |
| 2024 | $42,850 (-) Land $1,500 Building $41,350 | ||
| 2023 | $4,355.00 | $42,850 Land $1,500 Building $41,350 | |
| 1974 | $42,850 Land $1,500 Building $41,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 McDowell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 316 McDowell Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Airwaves Fixed Wireless · not low latency | 50 / 10 |
| Windstream DSL | 50 / 3 |
5G and 4G LTE (outdoors only)
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