316 Main St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 316 Main St, Worcester, MA 01608

Property Summary

Property Type	Office Building
Details	20,830 sqft · built 1900
Lot Size	0.082 acres (3,580 sqft)
Owner	Company Name on Record
Last Sale	$1,715,000 (Apr 2023)
Tax Bill	$47,565 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-027-00039`

Property Details

APN / Parcel Number

Primary APN	`2-027-00039`
Alternative APN	`WORC M:02 B:027 L:00039`

Interior

Units	10 Units
Stories	6 Stories
Building Area	20,830 sqft Total Area
Gross Area	24,381 sqft
Basement Area	3,483 sqft
Unfinished Basement	3,483 sqft
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	High Rise
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	3,580 sqft (0.082 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	2-027-00039
Street Address	316 MAIN ST
City	WORCESTER
State	MA
Zip	01608-1553
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	BG-6
Legal Block	27
Legal Lot Number	39
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2017
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Worcester Five Cents Savings Bank listed 1978 · 1 contributing resources · NRIS 78000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	218 SHREWSBURY ST, 201-20, WORCESTER, MA 01604-4652
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage FIDELITY COOPERATIVE BANK
Apr 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK
Jun 29, 2018	Quit Claim Deed, Transfer WHITING BLDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Book / Page	69054 / 116
Prior Transfer Date	Apr 20, 2023
Prior Transfer Doc	069054-116
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	316 MAIN ST, WORCESTER, MA 01608-1553
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071866-365
Date	Apr 17, 2025
Book Page	71866/365
Instrument	29553

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 24, 2023
Property Address	316 MAIN ST, WORCESTER, MA 01608-1553
Document Number	069054-116
Book / Page	69054 / 116
Instrument Date	Apr 20, 2023
Instrument	31072
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SHREWSBURY ST # STE20, STE20, WORCESTER, MA 01604-4652

Mortgage

Document Number	0000031073
Date	Apr 24, 2023
Instrument	31073

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 29, 2018
Property Address	316 MAIN ST, WORCESTER, MA 01608-1553
Document Number	59040-302
Book / Page	059040 / 000302
Instrument Date	Jun 28, 2018
Instrument	66595
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	316 MAIN ST WORCESTER MA 01605, WORCESTER, MA 01605

Mortgage

Document Number	59040-305
Date	Jun 29, 2018
Book Page	059040/000305
Instrument	66596

Lender

Name	WHITING BLDG LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$47,565.00 (+1.57%)	$1,636,800 (-) Land $218,000 Building $1,418,800
2025	$46,829.00 (+31.85%)	$1,636,800 (+44.06%) Land $202,800 Building $1,434,000
2023	$35,518.00	$1,136,200 Land $176,300 Building $959,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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