Flathead County property record for 316 Lakeshore Dr, Lakeside, MT 59922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2021 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,510 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0754547 |
| Primary APN | R0754547 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,975 sqft (0.229 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000104520 |
|---|---|
| Street Address | 316 LAKESHORE DR |
| City | LAKESIDE |
| State | MT |
| Zip | 59922-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S06, T26 N, R20 W, TR 4-O, TR 2-25 IN L3, NE4SW4 |
| Legal Range | 20W |
| Legal Township | 26N |
| Legal Section | 06 |
| Legal Subdivision | CERTIFICATE OF SURVEY #16613 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1402 |
316 Lakeshore Dr is owned and occupied by two individuals who acquired it in September 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 LAKESHORE DR, LAKESIDE, MT 59922-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2015 |
| Deed Sale | Sep 21, 2015 |
| Prior Sale | Sep 28, 2012 · Amount on File |
| Deed Document Number | 201522078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 316 LAKESHORE DR, LAKESIDE, MT 59922-9712 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 316 LAKESHORE DR, LAKESIDE, MT 59922-9712 |
| Document Number | 202300011985 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 202300011985 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 316 LAKESHORE DR, LAKESIDE, MT 59922-9712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000036937 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 202000036937 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 316 Lakeshore Dr was $2,510.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,510.00 | $766,500 | |
| 2025 | $766,500 Land $196,866 Building $569,634 | ||
| 2023 | $4,585.00 | $639,600 | $639,600 Land $225,598 Building $414,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Lakeshore Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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