316 Independence St, Cape Girardeau, MO 63703 Property Records

Cape Girardeau County property record for 316 Independence St, Cape Girardeau, MO 63703

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 7 ba · 3,837 sqft · built 1920
Lot Size0.168 acres (7,318 sqft)
OwnerCompany Name on Record
Last Sale$750,120 (Mar 2025)
Tax Bill$1,022 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN211070023008000000

Property Details

APN / Parcel Number

Primary APN211070023008000000

Interior

Bedrooms9 Beds
Full Baths7 Baths
Total Rooms22 Rooms
Units7 Units
Stories3 Stories
Building Area3,837 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions114 ft deep x 64 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address316 INDEPENDENCE ST
CityCAPE GIRARDEAU
StateMO
Zip63703-7496
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionSE PT 64X114 LOT 10 RANGE C
Legal Range14E
Legal Township30S
Legal Section05
Legal SubdivisionRANGE C
Legal Lot Number10
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group1
Census Block1027
Census Tract881000

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1439 S MINNESOTA ST, CAPE GIRARDEAU, MO 63703-7685
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleMay 12, 2022 · Amount on Record
Deed Document Number20251450
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateMay 12, 2022
Property Address316 INDEPENDENCE ST, CAPE GIRARDEAU, MO 63703-7496
Document Number0202205267
Instrument DateMay 12, 2022
Instrument2022-05267
Transaction TypeTransfer
Record UpdatedNov 21, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1342 ASHLAND HILLS DR, CAPE GIRARDEAU, MO 63701-2167

Mortgage

Document Number0202205268
DateMay 12, 2022
Instrument2022-05268
Lender
NameSOUTHERN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 15, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,580 (-) Land $1,970 Building $17,610$103,090 (-) Land $10,390 Building $92,700
2025$1,022.00 (+5.47%)$19,580 (+4.99%) Land $1,970 Building $17,610$103,090 (+5%) Land $10,390 Building $92,700
2023$969.00$18,650 Land $1,880 Building $16,770$98,181 Land $9,895 Building $88,286

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims55 (1982–1995)
Claims Outside the SFHA6 of 55
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people · EPA ID MO4010136
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Wisper ISP.

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