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316 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 316 Harmony Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,126 sqft · built 1958
Lot Size0.316 acres (13,750 sqft)
OwnerIndividual Name on Record
Last Sale$467,000 (Aug 2016)
Tax Bill$12,165 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00580-0000-00022

Property Details

APN / Parcel Number

Primary APN32-00580-0000-00022
Alternative APNs
  • 320058000022
  • 84155

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,126 sqft Living Area
1st Floor Area1,256 sqft
Upper Floors Area868 sqft
Basement Area744 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area13,750 sqft (0.316 acres)
Lot Dimensions125 ft deep x 110 ft wide
Parking Spaces1 Parking Space
Patio Area280 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number84155
Street Address316 HARMONY RD
CityMIDDLETOWN
StateNJ
Zip07748-1127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionMIDDLETOWN
Legal Block580
Legal Lot Number22
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1016
Census Tract800701

Owner

Source: Monmouth County and Middletown Township records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address316 HARMONY RD, MIDDLETOWN, NJ 07748-1127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2017Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Nov 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2016 · Amount on Record
Deed SaleAug 16, 2016 · Amount on Record
Deed Document Number201677921
Deed Book / Page9180 / 8003
Record UpdatedSep 20, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address316 HARMONY RD, MIDDLETOWN, NJ 07748-1127
Document Number0000000598
Book / Page009265 / 008975
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 1, 2018
Title CompanyFIRST AMERICAN TITLE INC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 HARMONY RD MIDDLETOWN NJ 077481127, MIDDLETOWN, NJ 07748-1127

Mortgage

Document Number0000000598
DateJan 3, 2018
Book Page009265/008975
Instrument598
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address316 HARMONY RD, MIDDLETOWN, NJ 07748-1127
Document Number0000125248
Book / Page009265 / 002858
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 HARMONY RD MIDDLETOWN NJ 077481127, MIDDLETOWN, NJ 07748-1127

Mortgage

Document Number0000125248
DateDec 28, 2017
Book Page009265/002858
Instrument125248
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term960 Months
DueDec 27, 2097

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$811,900 (+7.72%) Land $449,500 Building $362,400$811,900 (+7.72%) Land $449,500 Building $362,400
2025$12,165.00 (+5.11%)$753,700 (+18.6%) Land $408,600 Building $345,100$753,700 (+18.6%) Land $408,600 Building $345,100
2024$11,574.00 (+17.22%)
2023$635,500 Land $352,900 Building $282,600$635,500 Land $352,900 Building $282,600
2022$9,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1985–2026)
Claims Outside the SFHA6 of 14
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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