316 Hanby Ln, Cave Junction, OR 97523 Property Records

Josephine County property record for 316 Hanby Ln, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (May 2006)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Apr 2019 Reverse Mortgage Jul 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-15-CC-000741`

Property Details

APN / Parcel Number

Primary APN	`39-08-15-CC-000741`
Alternative APNs	`390815CC00074100` `R343758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,452 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R343758
Street Address	316 HANBY LN
City	CAVE JUNCTION
State	OR
Zip	97523-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	MOUNTAIN VALLEY SUB PH 2, LOT 36, ACRES 0.17
Legal Range	08W
Legal Township	39S
Legal Section	15
Legal Subdivision	MOUNTAIN VALLEY SUB PH 2
Legal Phase	2
Legal Lot Number	36
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	2
Census Block	2011
Census Tract	361601

Owner

Source: Josephine County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3616 HANBY LN, CAVE JUNCTION, OR 97523
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Jul 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 8, 2021	Deed of Trust, Mortgage NOT AVAILABLE
Apr 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2006 · Amount on Record
Deed Sale	May 12, 2006 · Amount on Record
Prior Sale	May 12, 2006
Deed Document Number	20069875
Last Transfer Date	Apr 4, 2016
Transfer Doc	0000004663
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	316 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004792
Date	Apr 25, 2019
Instrument	2019-004792

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	316 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012134
Date	Jul 8, 2021
Instrument	2021-012134

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	316 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012135
Date	Jul 8, 2021
Instrument	2021-012135

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	316 HANBY LN, CAVE JUNCTION, OR 97523-9677
Document Number	0000004793
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 HANBY LN CAVE JUNCTION OR 975239677, CAVE JUNCTION, OR 97523-9677

Mortgage

Document Number	0000004793
Date	Apr 25, 2019
Instrument	4793

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+2.99%)	$150,270 (+3%)	$270,950 (+13.12%) Land $40,180 Building $230,770
2024	$1,737.00 (+12.28%)	$145,900 (+2.99%)	$239,530 (-5.58%) Land $38,660 Building $200,870
2023	$1,547.00 (+0.52%)	$141,660 (+3%)	$253,690 (+2.2%) Land $47,800 Building $205,890
2022	$1,539.00	$137,540	$248,220 Land $38,880 Building $209,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 55% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Ziply Fiber.

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