Saginaw County property record for 316 Gratiot St, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,136 sqft · built 1940 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,700 (May 1997) |
| Tax Bill | $3,429 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-0509-000 |
| Primary APN | 22-12-2-28-0509-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| Basement Area | 1,694 sqft |
| Unfinished Basement | 1,694 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 390 sqft |
| Deck Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 316 GRATIOT ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-3 |
| Legal Description | LOTS 1 2 3 & 4 INCL ALSO E 22 FT OF LOT 5 BLK 3 ARMINDA THOMAS ADDN TO VILLAGE OF HEMLOCK EXC W 4 FT OF LOT 3 BLK 3 ARMINDA |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | THOMAS ADDN |
| Legal Block | 3,5 |
| Legal Lot Number | 3,5 |
| Legal Unit | 3,5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 12100 |
316 Gratiot St is owned and occupied by two individuals who bought it in May 1997.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 GRATIOT ST, HEMLOCK, MI 48626-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 1997 · Amount on File |
| Deed Sale | May 20, 1997 · Amount on File |
| Deed Book / Page | 2011 / 1578 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 316 Gratiot St was $3,429 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,800 | $225,600 | |
| 2025 | $3,429.00 Homeowner's exemption | ||
| 2023 | $78,700 | $157,400 | |
| 2022 | $3,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Gratiot St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 316 Gratiot St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Air Advantage, T-Mobile.
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