Cherokee County property record for 316 Gardner Rd, Gaffney, SC 29341
| Property Type | Mobile Home |
|---|---|
| Details | 1,960 sqft · built 1998 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Nov 2020) |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005145-23-3 |
| Primary APN | 005145-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,960 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 93,654 sqft (2.15 acres) |
| Old Parcel Number | 0160000009006 00298997 |
|---|---|
| Street Address | 316 GARDNER RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3903 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 316 GARNDER RD FM COOKSEY $120,000 DMV TITLE IN LACEY NAME 11-24-20 SP PAR 9.9 COMB TO THIS |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | MACEDONIA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970502 |
316 Gardner Rd, a mobile home, is owned and occupied by an individual who acquired it in November 2020.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 GARDNER RD, GAFFNEY, SC 29341-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI TWENTYFIRST MTG |
| Nov 12, 2020 | Warranty Deed, Transfer TWENTYFIRST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on File |
| Deed Sale | Nov 5, 2020 · Amount on File |
| Deed Document Number | 0001281041 |
| Deed Book / Page | 128 / 1041 |
| Last Transfer Date | Nov 12, 2020 |
| Transfer Doc | 0001281041 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 316 GRANITE DR, GAFFNEY, SC 29340 |
| Document Number | 0001281046 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 316 GARDNER RD GAFFNEY SC 293413903, GAFFNEY, SC 29341-3903 |
| Document Number | 0001281046 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 000128/001046 |
| Instrument | 6130 |
| Name | TWENTYFIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Nov 11, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Nov 12, 2020 |
| Property Address | 316 GRANITE DR, GAFFNEY, SC 29340 |
| Document Number | 0001281041 |
| Book / Page | 000128 / 001041 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 6129 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 GARDNER RD GAFFNEY SC 293413903, GAFFNEY, SC 29341-3903 |
| Document Number | 1281046 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 000128/001046 |
| Instrument | 6130 |
| Name | TWENTYFIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37902 |
| Amount | Amount on Record |
|---|---|
| Term | 276 Months |
| Due | Nov 11, 2043 |
The 2025 property tax bill for 316 Gardner Rd was $507 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $507.00 Homeowner's exemption | $4,080 Land $640 Building $3,440 | $102,000 Land $16,000 Building $86,000 |
| 2023 | $424.00 | $4,080 Land $640 Building $3,440 | $102,000 Land $16,000 Building $86,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 316 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 316 Gardner Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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